If you invested $1000 in the S&P 500 at the beginning of 1979, you would have about $191,553.40 at the end of 2024, assuming you reinvested all dividends. This is a return on investment of 19,055.34%, or 12.10% per year.
This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 4,335.75% cumulatively, or 8.59% per year.
If you used dollar-cost averaging (monthly) instead of a lump-sum investment, you'd have $165,237.23.
The graph below shows the performance of $1000 over time if invested in an S&P 500 index fund. The returns assume that all dividends are automatically reinvested.
This chart shows the rate of gains and loss by month, including dividends:
The nominal return on investment of $1000 is $190,553.40, or 19,055.34%. This means by 2024 you would have $191,553.40 in your pocket.
However, it's important to take into account the effect of inflation when considering an investment and especially a long-term investment. You can convert S&P returns to their real (inflation-adjusted) value using an inflation calculation based on the U.S. Bureau of Labor Statistics Consumer Price Index (CPI).
In the case of the returns described above, the CPI in 1979 was 72.600 and the CPI in 2024 was 313.515.
The ratio between these CPIs describes how relative buying power of a dollar has changed over 45 years.
Adjusted for inflation, the $191,553.40 nominal end value of the original $1000 investment would have a real return of roughly $43,357.55 in 1979 dollars. This means the inflation-adjusted return is 4,335.75% as opposed to the original 19,055.34%.
For more information on inflation, see our U.S. inflation calculator for 1979.
The table below shows the full dataset pertaining to a $1000 investment, including gains and losses over the 552-month period between 1979 and 2024.
Note that data shown is the monthly average closing price. Returns include dividends.
Year | Month | Return (%) | Amount ($) | CPI |
---|---|---|---|---|
1979 | 1 | -1.06% | 989.43 | 68.30 |
1979 | 2 | 2.34% | 1,012.59 | 69.10 |
1979 | 3 | 2.43% | 1,037.21 | 69.80 |
1979 | 4 | -1.89% | 1,017.58 | 70.60 |
1979 | 5 | 2.42% | 1,042.18 | 71.50 |
1979 | 6 | 1.42% | 1,056.98 | 72.30 |
1979 | 7 | 5.01% | 1,109.98 | 73.10 |
1979 | 8 | 1.54% | 1,127.08 | 73.80 |
1979 | 9 | -3.35% | 1,089.30 | 74.60 |
1979 | 10 | -0.32% | 1,085.79 | 75.20 |
1979 | 11 | 4.40% | 1,133.60 | 75.90 |
1979 | 12 | 3.31% | 1,171.15 | 76.70 |
1980 | 1 | 4.40% | 1,222.64 | 77.80 |
1980 | 2 | -8.78% | 1,115.32 | 78.90 |
1980 | 3 | -1.16% | 1,102.35 | 80.10 |
1980 | 4 | 5.04% | 1,157.87 | 81.00 |
1980 | 5 | 6.86% | 1,237.33 | 81.80 |
1980 | 6 | 4.97% | 1,298.82 | 82.70 |
1980 | 7 | 3.50% | 1,344.34 | 82.70 |
1980 | 8 | 2.84% | 1,382.46 | 83.30 |
1980 | 9 | 3.32% | 1,428.43 | 84.00 |
1980 | 10 | 4.61% | 1,494.34 | 84.80 |
1980 | 11 | -1.24% | 1,475.74 | 85.50 |
1980 | 12 | 0.01% | 1,475.89 | 86.30 |
1981 | 1 | -3.07% | 1,430.58 | 87.00 |
1981 | 2 | 4.14% | 1,489.85 | 87.90 |
1981 | 3 | 1.29% | 1,509.13 | 88.50 |
1981 | 4 | -1.62% | 1,484.72 | 89.10 |
1981 | 5 | 0.86% | 1,497.45 | 89.80 |
1981 | 6 | -2.02% | 1,467.26 | 90.60 |
1981 | 7 | 0.80% | 1,479.04 | 91.60 |
1981 | 8 | -8.30% | 1,356.24 | 92.30 |
1981 | 9 | 1.73% | 1,379.66 | 93.20 |
1981 | 10 | 3.04% | 1,421.66 | 93.40 |
1981 | 11 | 1.18% | 1,438.42 | 93.70 |
1981 | 12 | -4.80% | 1,369.32 | 94.00 |
1982 | 1 | -1.91% | 1,343.11 | 94.30 |
1982 | 2 | -2.74% | 1,306.25 | 94.60 |
1982 | 3 | 5.47% | 1,377.69 | 94.50 |
1982 | 4 | 0.57% | 1,385.54 | 94.90 |
1982 | 5 | -5.27% | 1,312.51 | 95.80 |
1982 | 6 | 0.24% | 1,315.71 | 97.00 |
1982 | 7 | 0.79% | 1,326.16 | 97.50 |
1982 | 8 | 12.10% | 1,486.58 | 97.70 |
1982 | 9 | 8.88% | 1,618.61 | 97.90 |
1982 | 10 | 4.50% | 1,691.44 | 98.20 |
1982 | 11 | 1.36% | 1,714.37 | 98.00 |
1982 | 12 | 3.93% | 1,781.67 | 97.60 |
1983 | 1 | 2.13% | 1,819.62 | 97.80 |
1983 | 2 | 3.87% | 1,889.96 | 97.90 |
1983 | 3 | 4.20% | 1,969.29 | 97.90 |
1983 | 4 | 4.42% | 2,056.41 | 98.60 |
1983 | 5 | 1.75% | 2,092.47 | 99.20 |
1983 | 6 | 0.71% | 2,107.29 | 99.50 |
1983 | 7 | -2.41% | 2,056.56 | 99.90 |
1983 | 8 | 3.31% | 2,124.71 | 100.20 |
1983 | 9 | 0.65% | 2,138.48 | 100.70 |
1983 | 10 | -1.14% | 2,114.07 | 101.00 |
1983 | 11 | -0.13% | 2,111.36 | 101.20 |
1983 | 12 | 1.58% | 2,144.64 | 101.30 |
1984 | 1 | -5.11% | 2,035.00 | 101.90 |
1984 | 2 | 0.44% | 2,044.00 | 102.40 |
1984 | 3 | 0.51% | 2,054.37 | 102.60 |
1984 | 4 | -0.25% | 2,049.18 | 103.10 |
1984 | 5 | -1.85% | 2,011.30 | 103.40 |
1984 | 6 | -0.91% | 1,993.03 | 103.70 |
1984 | 7 | 9.21% | 2,176.52 | 104.10 |
1984 | 8 | 1.41% | 2,207.14 | 104.50 |
1984 | 9 | -0.41% | 2,198.04 | 105.00 |
1984 | 10 | 1.29% | 2,226.31 | 105.30 |
1984 | 11 | -0.71% | 2,210.55 | 105.30 |
1984 | 12 | 4.70% | 2,314.40 | 105.30 |
1985 | 1 | 5.79% | 2,448.34 | 105.50 |
1985 | 2 | -0.48% | 2,436.63 | 106.00 |
1985 | 3 | 1.02% | 2,461.60 | 106.40 |
1985 | 4 | 2.74% | 2,528.94 | 106.90 |
1985 | 5 | 2.51% | 2,592.44 | 107.30 |
1985 | 6 | 2.25% | 2,650.70 | 107.60 |
1985 | 7 | -1.85% | 2,601.78 | 107.80 |
1985 | 8 | -1.88% | 2,552.74 | 108.00 |
1985 | 9 | 1.50% | 2,590.92 | 108.30 |
1985 | 10 | 6.42% | 2,757.27 | 108.70 |
1985 | 11 | 5.29% | 2,903.25 | 109.00 |
1985 | 12 | 0.75% | 2,925.07 | 109.30 |
1986 | 1 | 5.70% | 3,091.72 | 109.60 |
1986 | 2 | 6.18% | 3,282.88 | 109.30 |
1986 | 3 | 2.74% | 3,372.88 | 108.80 |
1986 | 4 | 0.49% | 3,389.46 | 108.60 |
1986 | 5 | 3.13% | 3,495.66 | 108.90 |
1986 | 6 | -1.80% | 3,432.61 | 109.50 |
1986 | 7 | 2.28% | 3,510.90 | 109.50 |
1986 | 8 | -2.46% | 3,424.66 | 109.70 |
1986 | 9 | -0.09% | 3,421.58 | 110.20 |
1986 | 10 | 3.53% | 3,542.47 | 110.30 |
1986 | 11 | 1.71% | 3,603.01 | 110.40 |
1986 | 12 | 6.67% | 3,843.45 | 110.50 |
1987 | 1 | 6.46% | 4,091.81 | 111.20 |
1987 | 2 | 4.38% | 4,270.88 | 111.60 |
1987 | 3 | -0.86% | 4,234.30 | 112.10 |
1987 | 4 | 0.17% | 4,241.62 | 112.70 |
1987 | 5 | 4.50% | 4,432.43 | 113.10 |
1987 | 6 | 3.12% | 4,570.81 | 113.50 |
1987 | 7 | 6.45% | 4,865.82 | 113.80 |
1987 | 8 | -3.03% | 4,718.36 | 114.40 |
1987 | 9 | -11.85% | 4,159.05 | 115.00 |
1987 | 10 | -12.30% | 3,647.35 | 115.30 |
1987 | 11 | -1.33% | 3,598.66 | 115.40 |
1987 | 12 | 4.25% | 3,751.48 | 115.40 |
1988 | 1 | 3.33% | 3,876.35 | 115.70 |
1988 | 2 | 3.23% | 4,001.64 | 116.00 |
1988 | 3 | -0.89% | 3,966.18 | 116.50 |
1988 | 4 | -2.19% | 3,879.39 | 117.10 |
1988 | 5 | 6.00% | 4,112.09 | 117.50 |
1988 | 6 | -0.31% | 4,099.47 | 118.00 |
1988 | 7 | -1.72% | 4,029.02 | 118.50 |
1988 | 8 | 1.93% | 4,106.66 | 119.00 |
1988 | 9 | 3.80% | 4,262.78 | 119.80 |
1988 | 10 | -2.02% | 4,176.67 | 120.20 |
1988 | 11 | 2.33% | 4,273.81 | 120.30 |
1988 | 12 | 3.51% | 4,423.94 | 120.50 |
1989 | 1 | 3.30% | 4,569.92 | 121.10 |
1989 | 2 | -0.16% | 4,562.53 | 121.60 |
1989 | 3 | 3.56% | 4,725.18 | 122.30 |
1989 | 4 | 4.12% | 4,919.63 | 123.10 |
1989 | 5 | 3.39% | 5,086.54 | 123.80 |
1989 | 6 | 2.80% | 5,228.97 | 124.10 |
1989 | 7 | 4.69% | 5,474.25 | 124.40 |
1989 | 8 | 0.46% | 5,499.18 | 124.60 |
1989 | 9 | 0.29% | 5,514.93 | 125.00 |
1989 | 10 | -1.81% | 5,414.91 | 125.60 |
1989 | 11 | 2.74% | 5,563.10 | 125.90 |
1989 | 12 | -2.21% | 5,440.09 | 126.10 |
1990 | 1 | -2.53% | 5,302.61 | 127.40 |
1990 | 2 | 2.71% | 5,446.16 | 128.00 |
1990 | 3 | 0.20% | 5,456.83 | 128.70 |
1990 | 4 | 3.85% | 5,666.97 | 128.90 |
1990 | 5 | 3.17% | 5,846.61 | 129.20 |
1990 | 6 | 0.17% | 5,856.53 | 129.90 |
1990 | 7 | -7.86% | 5,396.14 | 130.40 |
1990 | 8 | -4.34% | 5,161.89 | 131.60 |
1990 | 9 | -2.32% | 5,042.35 | 132.70 |
1990 | 10 | 2.98% | 5,192.81 | 133.50 |
1990 | 11 | 4.59% | 5,430.98 | 133.80 |
1990 | 12 | -0.69% | 5,393.77 | 133.80 |
1991 | 1 | 11.61% | 6,019.81 | 134.60 |
1991 | 2 | 3.04% | 6,203.09 | 134.80 |
1991 | 3 | 2.26% | 6,343.21 | 135.00 |
1991 | 4 | -0.18% | 6,331.86 | 135.20 |
1991 | 5 | 0.35% | 6,353.83 | 135.60 |
1991 | 6 | 0.78% | 6,403.42 | 136.00 |
1991 | 7 | 2.68% | 6,574.97 | 136.20 |
1991 | 8 | -0.30% | 6,555.04 | 136.60 |
1991 | 9 | 0.18% | 6,566.95 | 137.20 |
1991 | 10 | 0.02% | 6,567.98 | 137.40 |
1991 | 11 | 0.94% | 6,629.40 | 137.80 |
1991 | 12 | 7.36% | 7,117.20 | 137.90 |
1992 | 1 | -0.60% | 7,074.43 | 138.10 |
1992 | 2 | -1.01% | 7,002.81 | 138.60 |
1992 | 3 | 0.26% | 7,021.32 | 139.30 |
1992 | 4 | 2.07% | 7,166.55 | 139.50 |
1992 | 5 | -1.33% | 7,071.29 | 139.70 |
1992 | 6 | 1.91% | 7,206.51 | 140.20 |
1992 | 7 | 0.94% | 7,274.37 | 140.50 |
1992 | 8 | 0.38% | 7,301.88 | 140.90 |
1992 | 9 | -1.18% | 7,215.57 | 141.30 |
1992 | 10 | 2.76% | 7,414.50 | 141.80 |
1992 | 11 | 3.27% | 7,657.04 | 142.00 |
1992 | 12 | 0.14% | 7,667.98 | 141.90 |
1993 | 1 | 1.72% | 7,800.20 | 142.60 |
1993 | 2 | 2.15% | 7,967.91 | 143.10 |
1993 | 3 | -1.34% | 7,861.00 | 143.60 |
1993 | 4 | 0.72% | 7,917.97 | 144.00 |
1993 | 5 | 0.87% | 7,986.48 | 144.20 |
1993 | 6 | 0.06% | 7,991.35 | 144.40 |
1993 | 7 | 1.76% | 8,132.20 | 144.40 |
1993 | 8 | 1.35% | 8,242.38 | 144.80 |
1993 | 9 | 1.24% | 8,344.75 | 145.10 |
1993 | 10 | 0.01% | 8,345.38 | 145.70 |
1993 | 11 | 0.89% | 8,419.42 | 145.80 |
1993 | 12 | 1.74% | 8,565.57 | 145.80 |
1994 | 1 | -0.08% | 8,559.08 | 146.20 |
1994 | 2 | -1.42% | 8,437.22 | 146.70 |
1994 | 3 | -3.35% | 8,154.88 | 147.20 |
1994 | 4 | 1.06% | 8,241.17 | 147.40 |
1994 | 5 | 1.11% | 8,332.49 | 147.50 |
1994 | 6 | -0.52% | 8,289.26 | 148.00 |
1994 | 7 | 3.08% | 8,544.74 | 148.40 |
1994 | 8 | 0.82% | 8,614.59 | 149.00 |
1994 | 9 | -0.44% | 8,576.34 | 149.40 |
1994 | 10 | -0.37% | 8,544.62 | 149.50 |
1994 | 11 | -1.03% | 8,456.98 | 149.70 |
1994 | 12 | 2.45% | 8,664.27 | 149.70 |
1995 | 1 | 3.82% | 8,995.17 | 150.30 |
1995 | 2 | 2.56% | 9,225.28 | 150.90 |
1995 | 3 | 3.22% | 9,521.92 | 151.40 |
1995 | 4 | 3.35% | 9,840.69 | 151.90 |
1995 | 5 | 3.18% | 10,153.47 | 152.20 |
1995 | 6 | 3.55% | 10,513.66 | 152.50 |
1995 | 7 | 0.51% | 10,567.61 | 152.50 |
1995 | 8 | 3.72% | 10,960.48 | 152.90 |
1995 | 9 | 0.91% | 11,060.50 | 153.20 |
1995 | 10 | 2.36% | 11,321.35 | 153.70 |
1995 | 11 | 3.39% | 11,705.05 | 153.60 |
1995 | 12 | 0.16% | 11,724.08 | 153.50 |
1996 | 1 | 5.90% | 12,416.31 | 154.40 |
1996 | 2 | -0.20% | 12,391.39 | 154.90 |
1996 | 3 | 0.20% | 12,415.81 | 155.70 |
1996 | 4 | 2.35% | 12,708.18 | 156.30 |
1996 | 5 | 1.28% | 12,870.67 | 156.60 |
1996 | 6 | -3.48% | 12,423.21 | 156.70 |
1996 | 7 | 3.08% | 12,805.32 | 157.00 |
1996 | 8 | 2.02% | 13,064.46 | 157.30 |
1996 | 9 | 4.12% | 13,602.65 | 157.80 |
1996 | 10 | 5.05% | 14,289.87 | 158.30 |
1996 | 11 | 1.20% | 14,461.10 | 158.60 |
1996 | 12 | 3.26% | 14,932.17 | 158.60 |
1997 | 1 | 4.36% | 15,583.39 | 159.10 |
1997 | 2 | -0.62% | 15,486.20 | 159.60 |
1997 | 3 | -3.41% | 14,958.85 | 160.00 |
1997 | 4 | 9.22% | 16,337.73 | 160.20 |
1997 | 5 | 5.34% | 17,209.65 | 160.10 |
1997 | 6 | 5.74% | 18,196.78 | 160.30 |
1997 | 7 | 0.35% | 18,260.07 | 160.50 |
1997 | 8 | 1.19% | 18,477.73 | 160.80 |
1997 | 9 | 1.65% | 18,781.76 | 161.20 |
1997 | 10 | -1.15% | 18,565.39 | 161.60 |
1997 | 11 | 2.63% | 19,054.51 | 161.50 |
1997 | 12 | 0.24% | 19,099.69 | 161.30 |
1998 | 1 | 6.40% | 20,322.48 | 161.60 |
1998 | 2 | 5.31% | 21,402.19 | 161.90 |
1998 | 3 | 3.41% | 22,131.08 | 162.20 |
1998 | 4 | -0.22% | 22,081.98 | 162.50 |
1998 | 5 | 0.12% | 22,107.69 | 162.80 |
1998 | 6 | 4.47% | 23,095.39 | 163.00 |
1998 | 7 | -6.97% | 21,485.41 | 163.20 |
1998 | 8 | -4.90% | 20,432.96 | 163.40 |
1998 | 9 | 1.29% | 20,696.72 | 163.60 |
1998 | 10 | 10.97% | 22,968.06 | 164.00 |
1998 | 11 | 4.10% | 23,910.69 | 164.00 |
1998 | 12 | 5.05% | 25,117.63 | 163.90 |
1999 | 1 | -0.07% | 25,100.87 | 164.30 |
1999 | 2 | 2.92% | 25,834.70 | 164.50 |
1999 | 3 | 4.25% | 26,932.68 | 165.00 |
1999 | 4 | -0.10% | 26,906.06 | 166.20 |
1999 | 5 | -0.61% | 26,741.46 | 166.20 |
1999 | 6 | 4.52% | 27,950.81 | 166.20 |
1999 | 7 | -3.77% | 26,895.84 | 166.70 |
1999 | 8 | -0.60% | 26,735.00 | 167.10 |
1999 | 9 | -1.27% | 26,394.80 | 167.90 |
1999 | 10 | 7.11% | 28,270.40 | 168.20 |
1999 | 11 | 2.81% | 29,064.44 | 168.30 |
1999 | 12 | -0.12% | 29,029.87 | 168.30 |
2000 | 1 | -2.48% | 28,310.49 | 168.80 |
2000 | 2 | 3.94% | 29,426.19 | 169.80 |
2000 | 3 | 1.42% | 29,845.42 | 171.20 |
2000 | 4 | -2.84% | 28,998.17 | 171.30 |
2000 | 5 | 3.16% | 29,915.52 | 171.50 |
2000 | 6 | 0.85% | 30,169.91 | 172.40 |
2000 | 7 | 0.94% | 30,453.42 | 172.80 |
2000 | 8 | -1.08% | 30,124.62 | 172.80 |
2000 | 9 | -5.21% | 28,553.86 | 173.70 |
2000 | 10 | -0.77% | 28,333.26 | 174.00 |
2000 | 11 | -3.32% | 27,392.58 | 174.10 |
2000 | 12 | 0.46% | 27,517.21 | 174.00 |
2001 | 1 | -2.14% | 26,929.38 | 175.10 |
2001 | 2 | -9.08% | 24,484.21 | 175.80 |
2001 | 3 | 0.45% | 24,594.07 | 176.20 |
2001 | 4 | 6.88% | 26,285.98 | 176.90 |
2001 | 5 | -2.39% | 25,658.10 | 177.70 |
2001 | 6 | -2.66% | 24,975.54 | 178.00 |
2001 | 7 | -2.05% | 24,464.58 | 177.50 |
2001 | 8 | -11.25% | 21,712.97 | 177.50 |
2001 | 9 | 3.18% | 22,404.31 | 178.30 |
2001 | 10 | 5.05% | 23,536.44 | 177.70 |
2001 | 11 | 1.47% | 23,881.49 | 177.40 |
2001 | 12 | -0.30% | 23,810.40 | 176.70 |
2002 | 1 | -3.35% | 23,012.09 | 177.10 |
2002 | 2 | 4.95% | 24,150.10 | 177.80 |
2002 | 3 | -3.51% | 23,301.36 | 178.80 |
2002 | 4 | -2.82% | 22,644.18 | 179.80 |
2002 | 5 | -5.92% | 21,303.43 | 179.80 |
2002 | 6 | -10.76% | 19,011.50 | 179.90 |
2002 | 7 | 1.14% | 19,228.00 | 180.10 |
2002 | 8 | -4.76% | 18,313.18 | 180.70 |
2002 | 9 | -1.37% | 18,062.83 | 181.00 |
2002 | 10 | 6.63% | 19,259.60 | 181.30 |
2002 | 11 | -1.04% | 19,060.25 | 181.30 |
2002 | 12 | -0.22% | 19,017.84 | 180.90 |
2003 | 1 | -6.41% | 17,797.88 | 181.70 |
2003 | 2 | 1.31% | 18,030.65 | 183.10 |
2003 | 3 | 5.29% | 18,983.73 | 184.20 |
2003 | 4 | 5.31% | 19,992.19 | 183.80 |
2003 | 5 | 5.70% | 21,132.58 | 183.50 |
2003 | 6 | 0.60% | 21,258.51 | 183.70 |
2003 | 7 | -0.17% | 21,223.15 | 183.90 |
2003 | 8 | 3.16% | 21,894.05 | 184.60 |
2003 | 9 | 2.03% | 22,338.02 | 185.20 |
2003 | 10 | 1.21% | 22,608.44 | 185.00 |
2003 | 11 | 3.06% | 23,301.12 | 184.50 |
2003 | 12 | 4.93% | 24,451.03 | 184.30 |
2004 | 1 | 1.09% | 24,716.73 | 185.20 |
2004 | 2 | -1.57% | 24,329.86 | 186.20 |
2004 | 3 | 0.97% | 24,565.41 | 187.40 |
2004 | 4 | -2.56% | 23,935.49 | 188.00 |
2004 | 5 | 2.86% | 24,619.49 | 189.10 |
2004 | 6 | -2.24% | 24,068.31 | 189.70 |
2004 | 7 | -1.39% | 23,734.35 | 189.40 |
2004 | 8 | 2.78% | 24,394.78 | 189.50 |
2004 | 9 | 0.10% | 24,419.81 | 189.90 |
2004 | 10 | 4.77% | 25,585.59 | 190.90 |
2004 | 11 | 2.73% | 26,283.42 | 191.00 |
2004 | 12 | -1.35% | 25,928.80 | 190.30 |
2005 | 1 | 1.68% | 26,364.72 | 190.70 |
2005 | 2 | -0.26% | 26,297.33 | 191.80 |
2005 | 3 | -2.41% | 25,663.85 | 193.30 |
2005 | 4 | 1.34% | 26,006.69 | 194.60 |
2005 | 5 | 2.18% | 26,573.81 | 194.40 |
2005 | 6 | 1.81% | 27,054.21 | 194.50 |
2005 | 7 | 0.31% | 27,138.09 | 195.40 |
2005 | 8 | 0.28% | 27,213.99 | 196.40 |
2005 | 9 | -2.62% | 26,499.83 | 198.80 |
2005 | 10 | 3.96% | 27,549.64 | 199.20 |
2005 | 11 | 2.14% | 28,140.34 | 197.60 |
2005 | 12 | 1.47% | 28,553.09 | 196.80 |
2006 | 1 | -0.02% | 28,548.34 | 198.30 |
2006 | 2 | 1.49% | 28,972.61 | 198.70 |
2006 | 3 | 0.80% | 29,203.90 | 199.80 |
2006 | 4 | -0.79% | 28,974.18 | 201.50 |
2006 | 5 | -2.71% | 28,190.19 | 202.50 |
2006 | 6 | 0.72% | 28,393.17 | 202.90 |
2006 | 7 | 2.29% | 29,043.88 | 203.50 |
2006 | 8 | 2.53% | 29,779.03 | 203.90 |
2006 | 9 | 3.62% | 30,855.81 | 202.90 |
2006 | 10 | 2.00% | 31,473.44 | 201.80 |
2006 | 11 | 2.15% | 32,149.57 | 201.50 |
2006 | 12 | 0.69% | 32,372.31 | 201.80 |
2007 | 1 | 1.60% | 32,888.99 | 202.42 |
2007 | 2 | -2.47% | 32,075.35 | 203.50 |
2007 | 3 | 4.18% | 33,416.18 | 205.35 |
2007 | 4 | 3.39% | 34,549.58 | 206.69 |
2007 | 5 | 0.34% | 34,668.74 | 207.95 |
2007 | 6 | 0.57% | 34,867.95 | 208.35 |
2007 | 7 | -4.20% | 33,403.11 | 208.30 |
2007 | 8 | 3.07% | 34,430.17 | 207.92 |
2007 | 9 | 2.99% | 35,460.20 | 208.49 |
2007 | 10 | -4.81% | 33,755.87 | 208.94 |
2007 | 11 | 1.24% | 34,173.84 | 210.18 |
2007 | 12 | -6.64% | 31,906.34 | 210.04 |
2008 | 1 | -1.56% | 31,407.34 | 211.08 |
2008 | 2 | -2.63% | 30,582.38 | 211.69 |
2008 | 3 | 4.24% | 31,880.23 | 213.53 |
2008 | 4 | 2.56% | 32,697.20 | 214.82 |
2008 | 5 | -4.25% | 31,308.69 | 216.63 |
2008 | 6 | -6.08% | 29,405.60 | 218.82 |
2008 | 7 | 2.11% | 30,026.21 | 219.96 |
2008 | 8 | -4.85% | 28,570.68 | 219.09 |
2008 | 9 | -20.19% | 22,801.24 | 218.78 |
2008 | 10 | -8.61% | 20,839.11 | 216.57 |
2008 | 11 | -0.35% | 20,765.92 | 212.43 |
2008 | 12 | -1.10% | 20,538.42 | 210.23 |
2009 | 1 | -6.70% | 19,161.83 | 211.14 |
2009 | 2 | -5.69% | 18,072.01 | 212.19 |
2009 | 3 | 12.32% | 20,298.80 | 212.71 |
2009 | 4 | 6.66% | 21,650.66 | 213.24 |
2009 | 5 | 2.87% | 22,271.79 | 213.86 |
2009 | 6 | 1.28% | 22,556.34 | 215.69 |
2009 | 7 | 8.12% | 24,388.09 | 215.35 |
2009 | 8 | 3.65% | 25,278.34 | 215.83 |
2009 | 9 | 2.40% | 25,885.80 | 215.97 |
2009 | 10 | 2.09% | 26,427.94 | 216.18 |
2009 | 11 | 2.23% | 27,016.18 | 216.33 |
2009 | 12 | 1.36% | 27,382.78 | 215.95 |
2010 | 1 | -2.90% | 26,589.10 | 216.69 |
2010 | 2 | 5.94% | 28,169.30 | 216.74 |
2010 | 3 | 4.09% | 29,320.84 | 217.63 |
2010 | 4 | -5.88% | 27,596.07 | 218.01 |
2010 | 5 | -3.54% | 26,618.19 | 218.18 |
2010 | 6 | -0.16% | 26,575.85 | 217.97 |
2010 | 7 | 0.86% | 26,805.36 | 218.01 |
2010 | 8 | 3.37% | 27,709.01 | 218.31 |
2010 | 9 | 4.58% | 28,977.37 | 218.44 |
2010 | 10 | 2.49% | 29,699.17 | 218.71 |
2010 | 11 | 3.71% | 30,802.12 | 218.80 |
2010 | 12 | 3.46% | 31,868.55 | 219.18 |
2011 | 1 | 3.15% | 32,872.69 | 220.22 |
2011 | 2 | -1.11% | 32,506.99 | 221.31 |
2011 | 3 | 2.22% | 33,228.97 | 223.47 |
2011 | 4 | 0.66% | 33,448.02 | 224.91 |
2011 | 5 | -3.66% | 32,222.96 | 225.96 |
2011 | 6 | 3.10% | 33,222.43 | 225.72 |
2011 | 7 | -10.40% | 29,767.08 | 225.92 |
2011 | 8 | -0.79% | 29,532.14 | 226.55 |
2011 | 9 | 3.02% | 30,423.69 | 226.89 |
2011 | 10 | 1.77% | 30,961.32 | 226.42 |
2011 | 11 | 1.55% | 31,442.69 | 226.23 |
2011 | 12 | 4.78% | 32,946.45 | 225.67 |
2012 | 1 | 4.16% | 34,317.88 | 226.67 |
2012 | 2 | 2.88% | 35,307.55 | 227.66 |
2012 | 3 | -0.04% | 35,294.06 | 229.39 |
2012 | 4 | -3.09% | 34,203.14 | 230.09 |
2012 | 5 | -1.15% | 33,808.98 | 229.82 |
2012 | 6 | 2.92% | 34,796.57 | 229.48 |
2012 | 7 | 3.39% | 35,975.37 | 229.10 |
2012 | 8 | 3.02% | 37,062.25 | 230.38 |
2012 | 9 | -0.22% | 36,981.77 | 231.41 |
2012 | 10 | -2.84% | 35,932.42 | 231.32 |
2012 | 11 | 2.18% | 36,714.14 | 230.22 |
2012 | 12 | 4.27% | 38,281.38 | 229.60 |
2013 | 1 | 2.33% | 39,174.49 | 230.28 |
2013 | 2 | 2.72% | 40,241.00 | 232.17 |
2013 | 3 | 1.45% | 40,826.02 | 232.77 |
2013 | 4 | 4.57% | 42,693.51 | 232.53 |
2013 | 5 | -1.12% | 42,216.30 | 232.95 |
2013 | 6 | 3.25% | 43,590.22 | 233.50 |
2013 | 7 | 0.25% | 43,700.29 | 233.60 |
2013 | 8 | 1.19% | 44,221.41 | 233.88 |
2013 | 9 | 2.12% | 45,157.82 | 234.15 |
2013 | 10 | 3.86% | 46,900.90 | 233.55 |
2013 | 11 | 1.52% | 47,614.58 | 233.07 |
2013 | 12 | 0.97% | 48,075.39 | 233.05 |
2014 | 1 | -0.13% | 48,012.88 | 233.92 |
2014 | 2 | 2.72% | 49,319.92 | 234.78 |
2014 | 3 | 0.20% | 49,419.41 | 236.29 |
2014 | 4 | 1.53% | 50,176.53 | 237.07 |
2014 | 5 | 3.20% | 51,780.33 | 237.90 |
2014 | 6 | 1.50% | 52,554.88 | 238.34 |
2014 | 7 | -0.43% | 52,330.49 | 238.25 |
2014 | 8 | 1.78% | 53,260.95 | 237.85 |
2014 | 9 | -2.65% | 51,851.35 | 238.03 |
2014 | 10 | 5.71% | 54,809.81 | 237.43 |
2014 | 11 | 0.63% | 55,157.24 | 236.15 |
2014 | 12 | -1.11% | 54,544.97 | 234.81 |
2015 | 1 | 2.83% | 56,087.17 | 233.71 |
2015 | 2 | 0.06% | 56,118.23 | 234.72 |
2015 | 3 | 0.88% | 56,611.17 | 236.12 |
2015 | 4 | 0.98% | 57,165.34 | 236.60 |
2015 | 5 | -0.44% | 56,916.39 | 237.81 |
2015 | 6 | -0.08% | 56,871.06 | 238.64 |
2015 | 7 | -2.42% | 55,492.28 | 238.65 |
2015 | 8 | -4.51% | 52,991.19 | 238.32 |
2015 | 9 | 4.32% | 55,278.89 | 237.95 |
2015 | 10 | 2.93% | 56,899.92 | 237.84 |
2015 | 11 | -1.10% | 56,272.33 | 237.34 |
2015 | 12 | -6.42% | 52,659.86 | 236.53 |
2016 | 1 | -0.55% | 52,370.28 | 236.92 |
2016 | 2 | 6.36% | 55,702.46 | 237.11 |
2016 | 3 | 2.83% | 57,279.54 | 238.13 |
2016 | 4 | -0.30% | 57,105.20 | 239.26 |
2016 | 5 | 1.07% | 57,714.22 | 240.23 |
2016 | 6 | 3.30% | 59,617.32 | 241.02 |
2016 | 7 | 1.20% | 60,332.28 | 240.63 |
2016 | 8 | -0.44% | 60,067.62 | 240.85 |
2016 | 9 | -0.51% | 59,763.69 | 241.43 |
2016 | 10 | 1.20% | 60,481.55 | 241.73 |
2016 | 11 | 3.95% | 62,868.13 | 241.35 |
2016 | 12 | 1.44% | 63,771.94 | 241.43 |
2017 | 1 | 2.58% | 65,414.99 | 242.84 |
2017 | 2 | 1.75% | 66,559.27 | 243.60 |
2017 | 3 | -0.15% | 66,456.76 | 243.80 |
2017 | 4 | 1.69% | 67,581.46 | 244.52 |
2017 | 5 | 1.78% | 68,782.00 | 244.73 |
2017 | 6 | 0.99% | 69,461.48 | 244.96 |
2017 | 7 | 0.25% | 69,633.61 | 244.79 |
2017 | 8 | 1.65% | 70,784.84 | 245.52 |
2017 | 9 | 2.73% | 72,720.66 | 246.82 |
2017 | 10 | 1.59% | 73,876.61 | 246.66 |
2017 | 11 | 2.88% | 76,006.83 | 246.67 |
2017 | 12 | 4.86% | 79,702.20 | 246.52 |
2018 | 1 | -2.89% | 77,401.45 | 247.87 |
2018 | 2 | 0.06% | 77,451.43 | 248.99 |
2018 | 3 | -1.66% | 76,162.66 | 249.55 |
2018 | 4 | 1.96% | 77,656.69 | 250.55 |
2018 | 5 | 2.11% | 79,297.55 | 251.59 |
2018 | 6 | 1.58% | 80,551.04 | 251.99 |
2018 | 7 | 2.45% | 82,525.19 | 252.01 |
2018 | 8 | 1.68% | 83,911.40 | 252.15 |
2018 | 9 | -3.85% | 80,681.66 | 252.44 |
2018 | 10 | -2.08% | 79,006.63 | 252.89 |
2018 | 11 | -5.56% | 74,611.87 | 252.04 |
2018 | 12 | 1.74% | 75,906.86 | 251.23 |
2019 | 1 | 5.83% | 80,331.40 | 251.71 |
2019 | 2 | 1.95% | 81,896.27 | 252.78 |
2019 | 3 | 3.72% | 84,945.45 | 254.20 |
2019 | 4 | -1.53% | 83,644.27 | 255.55 |
2019 | 5 | 1.40% | 84,819.26 | 256.09 |
2019 | 6 | 3.83% | 88,065.58 | 256.14 |
2019 | 7 | -3.13% | 85,305.24 | 256.57 |
2019 | 8 | 3.09% | 87,937.10 | 256.56 |
2019 | 9 | 0.01% | 87,945.72 | 256.76 |
2019 | 10 | 4.43% | 91,844.97 | 257.35 |
2019 | 11 | 2.47% | 94,112.91 | 257.21 |
2019 | 12 | 3.35% | 97,262.31 | 256.97 |
2020 | 1 | 0.12% | 97,381.04 | 257.97 |
2020 | 2 | -18.92% | 78,958.78 | 258.68 |
2020 | 3 | 4.32% | 82,368.70 | 258.12 |
2020 | 4 | 5.89% | 87,218.05 | 256.39 |
2020 | 5 | 6.51% | 92,894.44 | 256.39 |
2020 | 6 | 3.48% | 96,123.85 | 257.80 |
2020 | 7 | 5.89% | 101,788.92 | 259.10 |
2020 | 8 | -0.63% | 101,150.70 | 259.92 |
2020 | 9 | 1.73% | 102,896.56 | 260.28 |
2020 | 10 | 3.95% | 106,965.21 | 260.39 |
2020 | 11 | 4.26% | 111,522.01 | 260.23 |
2020 | 12 | 2.80% | 114,639.39 | 260.47 |
2021 | 1 | 2.49% | 117,495.66 | 261.58 |
2021 | 2 | 0.82% | 118,460.72 | 263.01 |
2021 | 3 | 6.02% | 125,593.82 | 264.88 |
2021 | 4 | 0.76% | 126,548.62 | 267.05 |
2021 | 5 | 1.81% | 128,839.69 | 269.20 |
2021 | 6 | 3.07% | 132,792.75 | 271.70 |
2021 | 7 | 2.19% | 135,694.48 | 273.00 |
2021 | 8 | -0.08% | 135,579.82 | 273.57 |
2021 | 9 | 0.45% | 136,192.88 | 274.31 |
2021 | 10 | 4.74% | 142,654.89 | 276.59 |
2021 | 11 | 0.27% | 143,033.50 | 277.95 |
2021 | 12 | -2.05% | 140,098.52 | 278.80 |
2022 | 1 | -2.90% | 136,032.06 | 281.15 |
2022 | 2 | -0.89% | 134,817.86 | 283.72 |
2022 | 3 | 0.12% | 134,977.35 | 287.50 |
2022 | 4 | -7.87% | 124,350.95 | 289.11 |
2022 | 5 | -3.37% | 120,161.09 | 292.30 |
2022 | 6 | 0.46% | 120,719.46 | 296.31 |
2022 | 7 | 6.45% | 128,502.72 | 296.28 |
2022 | 8 | -7.28% | 119,151.06 | 296.17 |
2022 | 9 | -3.09% | 115,467.89 | 296.81 |
2022 | 10 | 5.29% | 121,570.47 | 298.01 |
2022 | 11 | 0.01% | 121,583.65 | 297.71 |
2022 | 12 | 1.38% | 123,257.20 | 296.80 |
2023 | 1 | 3.15% | 127,136.06 | 299.17 |
2023 | 2 | -2.59% | 123,849.05 | 300.84 |
2023 | 3 | 4.00% | 128,798.34 | 301.84 |
2023 | 4 | 0.74% | 129,748.48 | 303.36 |
2023 | 5 | 4.94% | 136,160.89 | 304.13 |
2023 | 6 | 3.88% | 141,438.54 | 305.11 |
2023 | 7 | -1.00% | 140,027.50 | 305.69 |
2023 | 8 | -0.95% | 138,692.23 | 307.03 |
2023 | 9 | -3.04% | 134,479.71 | 307.79 |
2023 | 10 | 4.60% | 140,668.10 | 307.67 |
2023 | 11 | 5.18% | 147,948.02 | 307.05 |
2023 | 12 | 2.91% | 152,256.02 | 306.75 |
2024 | 1 | 4.20% | 158,649.67 | 308.42 |
2024 | 2 | 3.28% | 163,856.74 | 310.33 |
2024 | 3 | -1.01% | 162,203.21 | 312.33 |
2024 | 4 | 2.52% | 166,285.40 | 313.55 |
2024 | 5 | 3.55% | 172,189.51 | 314.07 |
2024 | 6 | 2.38% | 176,287.03 | 314.18 |
2024 | 7 | -0.97% | 174,575.97 | 314.54 |
2024 | 8 | 2.72% | 179,328.12 | 314.80 |
2024 | 9 | 3.15% | 184,980.34 | 315.30 |
2024 | 10 | 2.48% | 189,571.16 | 315.66 |
2024 | 11 | 1.47% | 192,358.46 | 315.49 |
2024 | 12 | -0.42% | 191,553.40 | 315.61 |
Remember, returns are based on the average closing price across the entire month. Some losses are offset by dividend returns.
Dollar-cost averaging is an alternative to investing the full lump-sum of $1,000.00 up-front. Instead, the capital is invested over a period of time.
Consider a strategy in which $1,000.00 was invested in the S&P 500 over a period of no more than 24 months beginning in 1979. This would result in a final amount of $165,237.23, including dividend reinvestments. In this particular case, dollar-cost average returns are less than the returns of a lump-sum investment (which ends with $191,553.40).
Year | Month | Contribution ($) | Amount ($) |
---|---|---|---|
1979 | 1 | 41.66 | 41.04 |
1979 | 2 | 41.66 | 84.46 |
1979 | 3 | 41.66 | 129.00 |
1979 | 4 | 41.66 | 167.25 |
1979 | 5 | 41.66 | 213.78 |
1979 | 6 | 41.66 | 258.89 |
1979 | 7 | 41.66 | 315.43 |
1979 | 8 | 41.66 | 362.42 |
1979 | 9 | 41.66 | 390.36 |
1979 | 10 | 41.66 | 430.44 |
1979 | 11 | 41.66 | 492.70 |
1979 | 12 | 41.66 | 551.88 |
1980 | 1 | 41.66 | 619.45 |
1980 | 2 | 41.66 | 602.91 |
1980 | 3 | 41.66 | 636.89 |
1980 | 4 | 41.66 | 712.52 |
1980 | 5 | 41.66 | 805.75 |
1980 | 6 | 41.66 | 889.34 |
1980 | 7 | 41.66 | 963.45 |
1980 | 8 | 41.66 | 1,033.45 |
1980 | 9 | 41.66 | 1,110.69 |
1980 | 10 | 41.66 | 1,205.36 |
1980 | 11 | 41.66 | 1,231.34 |
1980 | 12 | 41.82 | 1,273.13 |
1981 | 1 | - | 1,234.04 |
1981 | 2 | - | 1,285.17 |
1981 | 3 | - | 1,301.80 |
1981 | 4 | - | 1,280.74 |
1981 | 5 | - | 1,291.73 |
1981 | 6 | - | 1,265.68 |
1981 | 7 | - | 1,275.84 |
1981 | 8 | - | 1,169.91 |
1981 | 9 | - | 1,190.12 |
1981 | 10 | - | 1,226.34 |
1981 | 11 | - | 1,240.81 |
1981 | 12 | - | 1,181.20 |
1982 | 1 | - | 1,158.59 |
1982 | 2 | - | 1,126.79 |
1982 | 3 | - | 1,188.42 |
1982 | 4 | - | 1,195.19 |
1982 | 5 | - | 1,132.20 |
1982 | 6 | - | 1,134.96 |
1982 | 7 | - | 1,143.97 |
1982 | 8 | - | 1,282.35 |
1982 | 9 | - | 1,396.24 |
1982 | 10 | - | 1,459.07 |
1982 | 11 | - | 1,478.84 |
1982 | 12 | - | 1,536.90 |
1983 | 1 | - | 1,569.64 |
1983 | 2 | - | 1,630.31 |
1983 | 3 | - | 1,698.74 |
1983 | 4 | - | 1,773.90 |
1983 | 5 | - | 1,805.00 |
1983 | 6 | - | 1,817.78 |
1983 | 7 | - | 1,774.03 |
1983 | 8 | - | 1,832.81 |
1983 | 9 | - | 1,844.69 |
1983 | 10 | - | 1,823.63 |
1983 | 11 | - | 1,821.30 |
1983 | 12 | - | 1,850.00 |
1984 | 1 | - | 1,755.42 |
1984 | 2 | - | 1,763.19 |
1984 | 3 | - | 1,772.13 |
1984 | 4 | - | 1,767.66 |
1984 | 5 | - | 1,734.98 |
1984 | 6 | - | 1,719.22 |
1984 | 7 | - | 1,877.50 |
1984 | 8 | - | 1,903.92 |
1984 | 9 | - | 1,896.07 |
1984 | 10 | - | 1,920.45 |
1984 | 11 | - | 1,906.86 |
1984 | 12 | - | 1,996.44 |
1985 | 1 | - | 2,111.98 |
1985 | 2 | - | 2,101.88 |
1985 | 3 | - | 2,123.41 |
1985 | 4 | - | 2,181.50 |
1985 | 5 | - | 2,236.28 |
1985 | 6 | - | 2,286.53 |
1985 | 7 | - | 2,244.34 |
1985 | 8 | - | 2,202.04 |
1985 | 9 | - | 2,234.97 |
1985 | 10 | - | 2,378.46 |
1985 | 11 | - | 2,504.39 |
1985 | 12 | - | 2,523.22 |
1986 | 1 | - | 2,666.97 |
1986 | 2 | - | 2,831.87 |
1986 | 3 | - | 2,909.50 |
1986 | 4 | - | 2,923.81 |
1986 | 5 | - | 3,015.42 |
1986 | 6 | - | 2,961.02 |
1986 | 7 | - | 3,028.56 |
1986 | 8 | - | 2,954.17 |
1986 | 9 | - | 2,951.52 |
1986 | 10 | - | 3,055.79 |
1986 | 11 | - | 3,108.01 |
1986 | 12 | - | 3,315.42 |
1987 | 1 | - | 3,529.66 |
1987 | 2 | - | 3,684.13 |
1987 | 3 | - | 3,652.58 |
1987 | 4 | - | 3,658.90 |
1987 | 5 | - | 3,823.49 |
1987 | 6 | - | 3,942.86 |
1987 | 7 | - | 4,197.34 |
1987 | 8 | - | 4,070.14 |
1987 | 9 | - | 3,587.67 |
1987 | 10 | - | 3,146.26 |
1987 | 11 | - | 3,104.27 |
1987 | 12 | - | 3,236.09 |
1988 | 1 | - | 3,343.81 |
1988 | 2 | - | 3,451.88 |
1988 | 3 | - | 3,421.30 |
1988 | 4 | - | 3,346.43 |
1988 | 5 | - | 3,547.16 |
1988 | 6 | - | 3,536.27 |
1988 | 7 | - | 3,475.50 |
1988 | 8 | - | 3,542.48 |
1988 | 9 | - | 3,677.15 |
1988 | 10 | - | 3,602.86 |
1988 | 11 | - | 3,686.66 |
1988 | 12 | - | 3,816.16 |
1989 | 1 | - | 3,942.09 |
1989 | 2 | - | 3,935.72 |
1989 | 3 | - | 4,076.02 |
1989 | 4 | - | 4,243.76 |
1989 | 5 | - | 4,387.73 |
1989 | 6 | - | 4,510.60 |
1989 | 7 | - | 4,722.18 |
1989 | 8 | - | 4,743.69 |
1989 | 9 | - | 4,757.27 |
1989 | 10 | - | 4,670.99 |
1989 | 11 | - | 4,798.83 |
1989 | 12 | - | 4,692.71 |
1990 | 1 | - | 4,574.12 |
1990 | 2 | - | 4,697.95 |
1990 | 3 | - | 4,707.16 |
1990 | 4 | - | 4,888.42 |
1990 | 5 | - | 5,043.39 |
1990 | 6 | - | 5,051.95 |
1990 | 7 | - | 4,654.80 |
1990 | 8 | - | 4,452.73 |
1990 | 9 | - | 4,349.62 |
1990 | 10 | - | 4,479.40 |
1990 | 11 | - | 4,684.86 |
1990 | 12 | - | 4,652.76 |
1991 | 1 | - | 5,192.79 |
1991 | 2 | - | 5,350.89 |
1991 | 3 | - | 5,471.76 |
1991 | 4 | - | 5,461.97 |
1991 | 5 | - | 5,480.92 |
1991 | 6 | - | 5,523.70 |
1991 | 7 | - | 5,671.68 |
1991 | 8 | - | 5,654.49 |
1991 | 9 | - | 5,664.76 |
1991 | 10 | - | 5,665.65 |
1991 | 11 | - | 5,718.64 |
1991 | 12 | - | 6,139.41 |
1992 | 1 | - | 6,102.53 |
1992 | 2 | - | 6,040.75 |
1992 | 3 | - | 6,056.71 |
1992 | 4 | - | 6,181.99 |
1992 | 5 | - | 6,099.82 |
1992 | 6 | - | 6,216.46 |
1992 | 7 | - | 6,275.00 |
1992 | 8 | - | 6,298.73 |
1992 | 9 | - | 6,224.27 |
1992 | 10 | - | 6,395.87 |
1992 | 11 | - | 6,605.09 |
1992 | 12 | - | 6,614.53 |
1993 | 1 | - | 6,728.58 |
1993 | 2 | - | 6,873.26 |
1993 | 3 | - | 6,781.04 |
1993 | 4 | - | 6,830.18 |
1993 | 5 | - | 6,889.27 |
1993 | 6 | - | 6,893.48 |
1993 | 7 | - | 7,014.97 |
1993 | 8 | - | 7,110.02 |
1993 | 9 | - | 7,198.32 |
1993 | 10 | - | 7,198.86 |
1993 | 11 | - | 7,262.73 |
1993 | 12 | - | 7,388.80 |
1994 | 1 | - | 7,383.21 |
1994 | 2 | - | 7,278.09 |
1994 | 3 | - | 7,034.53 |
1994 | 4 | - | 7,108.98 |
1994 | 5 | - | 7,187.75 |
1994 | 6 | - | 7,150.46 |
1994 | 7 | - | 7,370.84 |
1994 | 8 | - | 7,431.09 |
1994 | 9 | - | 7,398.10 |
1994 | 10 | - | 7,370.73 |
1994 | 11 | - | 7,295.13 |
1994 | 12 | - | 7,473.95 |
1995 | 1 | - | 7,759.38 |
1995 | 2 | - | 7,957.88 |
1995 | 3 | - | 8,213.77 |
1995 | 4 | - | 8,488.75 |
1995 | 5 | - | 8,758.56 |
1995 | 6 | - | 9,069.27 |
1995 | 7 | - | 9,115.80 |
1995 | 8 | - | 9,454.70 |
1995 | 9 | - | 9,540.98 |
1995 | 10 | - | 9,765.99 |
1995 | 11 | - | 10,096.97 |
1995 | 12 | - | 10,113.39 |
1996 | 1 | - | 10,710.52 |
1996 | 2 | - | 10,689.03 |
1996 | 3 | - | 10,710.09 |
1996 | 4 | - | 10,962.29 |
1996 | 5 | - | 11,102.46 |
1996 | 6 | - | 10,716.47 |
1996 | 7 | - | 11,046.09 |
1996 | 8 | - | 11,269.63 |
1996 | 9 | - | 11,733.88 |
1996 | 10 | - | 12,326.69 |
1996 | 11 | - | 12,474.39 |
1996 | 12 | - | 12,880.75 |
1997 | 1 | - | 13,442.50 |
1997 | 2 | - | 13,358.66 |
1997 | 3 | - | 12,903.76 |
1997 | 4 | - | 14,093.21 |
1997 | 5 | - | 14,845.34 |
1997 | 6 | - | 15,696.86 |
1997 | 7 | - | 15,751.45 |
1997 | 8 | - | 15,939.21 |
1997 | 9 | - | 16,201.47 |
1997 | 10 | - | 16,014.82 |
1997 | 11 | - | 16,436.75 |
1997 | 12 | - | 16,475.72 |
1998 | 1 | - | 17,530.52 |
1998 | 2 | - | 18,461.89 |
1998 | 3 | - | 19,090.65 |
1998 | 4 | - | 19,048.29 |
1998 | 5 | - | 19,070.47 |
1998 | 6 | - | 19,922.48 |
1998 | 7 | - | 18,533.68 |
1998 | 8 | - | 17,625.82 |
1998 | 9 | - | 17,853.34 |
1998 | 10 | - | 19,812.64 |
1998 | 11 | - | 20,625.77 |
1998 | 12 | - | 21,666.89 |
1999 | 1 | - | 21,652.44 |
1999 | 2 | - | 22,285.45 |
1999 | 3 | - | 23,232.59 |
1999 | 4 | - | 23,209.63 |
1999 | 5 | - | 23,067.64 |
1999 | 6 | - | 24,110.84 |
1999 | 7 | - | 23,200.81 |
1999 | 8 | - | 23,062.06 |
1999 | 9 | - | 22,768.61 |
1999 | 10 | - | 24,386.53 |
1999 | 11 | - | 25,071.48 |
1999 | 12 | - | 25,041.67 |
2000 | 1 | - | 24,421.11 |
2000 | 2 | - | 25,383.54 |
2000 | 3 | - | 25,745.17 |
2000 | 4 | - | 25,014.32 |
2000 | 5 | - | 25,805.64 |
2000 | 6 | - | 26,025.08 |
2000 | 7 | - | 26,269.64 |
2000 | 8 | - | 25,986.02 |
2000 | 9 | - | 24,631.05 |
2000 | 10 | - | 24,440.75 |
2000 | 11 | - | 23,629.30 |
2000 | 12 | - | 23,736.82 |
2001 | 1 | - | 23,229.74 |
2001 | 2 | - | 21,120.50 |
2001 | 3 | - | 21,215.27 |
2001 | 4 | - | 22,674.74 |
2001 | 5 | - | 22,133.12 |
2001 | 6 | - | 21,544.32 |
2001 | 7 | - | 21,103.56 |
2001 | 8 | - | 18,729.98 |
2001 | 9 | - | 19,326.34 |
2001 | 10 | - | 20,302.93 |
2001 | 11 | - | 20,600.58 |
2001 | 12 | - | 20,539.26 |
2002 | 1 | - | 19,850.62 |
2002 | 2 | - | 20,832.29 |
2002 | 3 | - | 20,100.15 |
2002 | 4 | - | 19,533.26 |
2002 | 5 | - | 18,376.70 |
2002 | 6 | - | 16,399.64 |
2002 | 7 | - | 16,586.40 |
2002 | 8 | - | 15,797.26 |
2002 | 9 | - | 15,581.31 |
2002 | 10 | - | 16,613.66 |
2002 | 11 | - | 16,441.70 |
2002 | 12 | - | 16,405.11 |
2003 | 1 | - | 15,352.75 |
2003 | 2 | - | 15,553.55 |
2003 | 3 | - | 16,375.69 |
2003 | 4 | - | 17,245.60 |
2003 | 5 | - | 18,229.32 |
2003 | 6 | - | 18,337.95 |
2003 | 7 | - | 18,307.45 |
2003 | 8 | - | 18,886.18 |
2003 | 9 | - | 19,269.16 |
2003 | 10 | - | 19,502.43 |
2003 | 11 | - | 20,099.95 |
2003 | 12 | - | 21,091.87 |
2004 | 1 | - | 21,321.07 |
2004 | 2 | - | 20,987.35 |
2004 | 3 | - | 21,190.54 |
2004 | 4 | - | 20,647.16 |
2004 | 5 | - | 21,237.19 |
2004 | 6 | - | 20,761.74 |
2004 | 7 | - | 20,473.65 |
2004 | 8 | - | 21,043.36 |
2004 | 9 | - | 21,064.95 |
2004 | 10 | - | 22,070.57 |
2004 | 11 | - | 22,672.53 |
2004 | 12 | - | 22,366.63 |
2005 | 1 | - | 22,742.65 |
2005 | 2 | - | 22,684.53 |
2005 | 3 | - | 22,138.08 |
2005 | 4 | - | 22,433.81 |
2005 | 5 | - | 22,923.03 |
2005 | 6 | - | 23,337.43 |
2005 | 7 | - | 23,409.78 |
2005 | 8 | - | 23,475.25 |
2005 | 9 | - | 22,859.21 |
2005 | 10 | - | 23,764.79 |
2005 | 11 | - | 24,274.33 |
2005 | 12 | - | 24,630.38 |
2006 | 1 | - | 24,626.28 |
2006 | 2 | - | 24,992.26 |
2006 | 3 | - | 25,191.79 |
2006 | 4 | - | 24,993.62 |
2006 | 5 | - | 24,317.34 |
2006 | 6 | - | 24,492.44 |
2006 | 7 | - | 25,053.75 |
2006 | 8 | - | 25,687.90 |
2006 | 9 | - | 26,616.75 |
2006 | 10 | - | 27,149.52 |
2006 | 11 | - | 27,732.77 |
2006 | 12 | - | 27,924.91 |
2007 | 1 | - | 28,370.60 |
2007 | 2 | - | 27,668.74 |
2007 | 3 | - | 28,825.37 |
2007 | 4 | - | 29,803.05 |
2007 | 5 | - | 29,905.85 |
2007 | 6 | - | 30,077.69 |
2007 | 7 | - | 28,814.09 |
2007 | 8 | - | 29,700.05 |
2007 | 9 | - | 30,588.57 |
2007 | 10 | - | 29,118.39 |
2007 | 11 | - | 29,478.94 |
2007 | 12 | - | 27,522.95 |
2008 | 1 | - | 27,092.50 |
2008 | 2 | - | 26,380.88 |
2008 | 3 | - | 27,500.44 |
2008 | 4 | - | 28,205.16 |
2008 | 5 | - | 27,007.41 |
2008 | 6 | - | 25,365.77 |
2008 | 7 | - | 25,901.12 |
2008 | 8 | - | 24,645.56 |
2008 | 9 | - | 19,668.74 |
2008 | 10 | - | 17,976.17 |
2008 | 11 | - | 17,913.04 |
2008 | 12 | - | 17,716.79 |
2009 | 1 | - | 16,529.32 |
2009 | 2 | - | 15,589.23 |
2009 | 3 | - | 17,510.09 |
2009 | 4 | - | 18,676.23 |
2009 | 5 | - | 19,212.03 |
2009 | 6 | - | 19,457.49 |
2009 | 7 | - | 21,037.58 |
2009 | 8 | - | 21,805.52 |
2009 | 9 | - | 22,329.54 |
2009 | 10 | - | 22,797.19 |
2009 | 11 | - | 23,304.62 |
2009 | 12 | - | 23,620.86 |
2010 | 1 | - | 22,936.21 |
2010 | 2 | - | 24,299.32 |
2010 | 3 | - | 25,292.66 |
2010 | 4 | - | 23,804.85 |
2010 | 5 | - | 22,961.31 |
2010 | 6 | - | 22,924.78 |
2010 | 7 | - | 23,122.76 |
2010 | 8 | - | 23,902.27 |
2010 | 9 | - | 24,996.38 |
2010 | 10 | - | 25,619.01 |
2010 | 11 | - | 26,570.44 |
2010 | 12 | - | 27,490.36 |
2011 | 1 | - | 28,356.54 |
2011 | 2 | - | 28,041.09 |
2011 | 3 | - | 28,663.87 |
2011 | 4 | - | 28,852.84 |
2011 | 5 | - | 27,796.07 |
2011 | 6 | - | 28,658.23 |
2011 | 7 | - | 25,677.59 |
2011 | 8 | - | 25,474.93 |
2011 | 9 | - | 26,244.00 |
2011 | 10 | - | 26,707.76 |
2011 | 11 | - | 27,123.00 |
2011 | 12 | - | 28,420.17 |
2012 | 1 | - | 29,603.19 |
2012 | 2 | - | 30,456.90 |
2012 | 3 | - | 30,445.26 |
2012 | 4 | - | 29,504.21 |
2012 | 5 | - | 29,164.20 |
2012 | 6 | - | 30,016.12 |
2012 | 7 | - | 31,032.97 |
2012 | 8 | - | 31,970.53 |
2012 | 9 | - | 31,901.11 |
2012 | 10 | - | 30,995.92 |
2012 | 11 | - | 31,670.25 |
2012 | 12 | - | 33,022.17 |
2013 | 1 | - | 33,792.59 |
2013 | 2 | - | 34,712.57 |
2013 | 3 | - | 35,217.22 |
2013 | 4 | - | 36,828.15 |
2013 | 5 | - | 36,416.50 |
2013 | 6 | - | 37,601.66 |
2013 | 7 | - | 37,696.62 |
2013 | 8 | - | 38,146.14 |
2013 | 9 | - | 38,953.90 |
2013 | 10 | - | 40,457.52 |
2013 | 11 | - | 41,073.15 |
2013 | 12 | - | 41,470.66 |
2014 | 1 | - | 41,416.73 |
2014 | 2 | - | 42,544.20 |
2014 | 3 | - | 42,630.03 |
2014 | 4 | - | 43,283.13 |
2014 | 5 | - | 44,666.60 |
2014 | 6 | - | 45,334.73 |
2014 | 7 | - | 45,141.18 |
2014 | 8 | - | 45,943.80 |
2014 | 9 | - | 44,727.86 |
2014 | 10 | - | 47,279.88 |
2014 | 11 | - | 47,579.58 |
2014 | 12 | - | 47,051.42 |
2015 | 1 | - | 48,381.75 |
2015 | 2 | - | 48,408.54 |
2015 | 3 | - | 48,833.76 |
2015 | 4 | - | 49,311.80 |
2015 | 5 | - | 49,097.05 |
2015 | 6 | - | 49,057.95 |
2015 | 7 | - | 47,868.59 |
2015 | 8 | - | 45,711.11 |
2015 | 9 | - | 47,684.51 |
2015 | 10 | - | 49,082.85 |
2015 | 11 | - | 48,541.48 |
2015 | 12 | - | 45,425.30 |
2016 | 1 | - | 45,175.50 |
2016 | 2 | - | 48,049.89 |
2016 | 3 | - | 49,410.31 |
2016 | 4 | - | 49,259.92 |
2016 | 5 | - | 49,785.28 |
2016 | 6 | - | 51,426.91 |
2016 | 7 | - | 52,043.66 |
2016 | 8 | - | 51,815.35 |
2016 | 9 | - | 51,553.18 |
2016 | 10 | - | 52,172.42 |
2016 | 11 | - | 54,231.12 |
2016 | 12 | - | 55,010.77 |
2017 | 1 | - | 56,428.09 |
2017 | 2 | - | 57,415.16 |
2017 | 3 | - | 57,326.74 |
2017 | 4 | - | 58,296.92 |
2017 | 5 | - | 59,332.52 |
2017 | 6 | - | 59,918.66 |
2017 | 7 | - | 60,067.14 |
2017 | 8 | - | 61,060.21 |
2017 | 9 | - | 62,730.08 |
2017 | 10 | - | 63,727.22 |
2017 | 11 | - | 65,564.79 |
2017 | 12 | - | 68,752.48 |
2018 | 1 | - | 66,767.81 |
2018 | 2 | - | 66,810.93 |
2018 | 3 | - | 65,699.21 |
2018 | 4 | - | 66,987.98 |
2018 | 5 | - | 68,403.42 |
2018 | 6 | - | 69,484.70 |
2018 | 7 | - | 71,187.64 |
2018 | 8 | - | 72,383.41 |
2018 | 9 | - | 69,597.38 |
2018 | 10 | - | 68,152.46 |
2018 | 11 | - | 64,361.48 |
2018 | 12 | - | 65,478.56 |
2019 | 1 | - | 69,295.24 |
2019 | 2 | - | 70,645.12 |
2019 | 3 | - | 73,275.40 |
2019 | 4 | - | 72,152.97 |
2019 | 5 | - | 73,166.54 |
2019 | 6 | - | 75,966.88 |
2019 | 7 | - | 73,585.76 |
2019 | 8 | - | 75,856.05 |
2019 | 9 | - | 75,863.48 |
2019 | 10 | - | 79,227.04 |
2019 | 11 | - | 81,183.41 |
2019 | 12 | - | 83,900.13 |
2020 | 1 | - | 84,002.55 |
2020 | 2 | - | 68,111.19 |
2020 | 3 | - | 71,052.65 |
2020 | 4 | - | 75,235.78 |
2020 | 5 | - | 80,132.33 |
2020 | 6 | - | 82,918.08 |
2020 | 7 | - | 87,804.86 |
2020 | 8 | - | 87,254.32 |
2020 | 9 | - | 88,760.33 |
2020 | 10 | - | 92,270.02 |
2020 | 11 | - | 96,200.79 |
2020 | 12 | - | 98,889.89 |
2021 | 1 | - | 101,353.76 |
2021 | 2 | - | 102,186.24 |
2021 | 3 | - | 108,339.37 |
2021 | 4 | - | 109,163.00 |
2021 | 5 | - | 111,139.31 |
2021 | 6 | - | 114,549.29 |
2021 | 7 | - | 117,052.38 |
2021 | 8 | - | 116,953.47 |
2021 | 9 | - | 117,482.31 |
2021 | 10 | - | 123,056.54 |
2021 | 11 | - | 123,383.14 |
2021 | 12 | - | 120,851.37 |
2022 | 1 | - | 117,343.58 |
2022 | 2 | - | 116,296.19 |
2022 | 3 | - | 116,433.77 |
2022 | 4 | - | 107,267.25 |
2022 | 5 | - | 103,653.01 |
2022 | 6 | - | 104,134.67 |
2022 | 7 | - | 110,848.64 |
2022 | 8 | - | 102,781.74 |
2022 | 9 | - | 99,604.57 |
2022 | 10 | - | 104,868.77 |
2022 | 11 | - | 104,880.13 |
2022 | 12 | - | 106,323.76 |
2023 | 1 | - | 109,669.74 |
2023 | 2 | - | 106,834.31 |
2023 | 3 | - | 111,103.64 |
2023 | 4 | - | 111,923.25 |
2023 | 5 | - | 117,454.71 |
2023 | 6 | - | 122,007.30 |
2023 | 7 | - | 120,790.11 |
2023 | 8 | - | 119,638.28 |
2023 | 9 | - | 116,004.50 |
2023 | 10 | - | 121,342.70 |
2023 | 11 | - | 127,622.49 |
2023 | 12 | - | 131,338.64 |
2024 | 1 | - | 136,853.91 |
2024 | 2 | - | 141,345.62 |
2024 | 3 | - | 139,919.26 |
2024 | 4 | - | 143,440.63 |
2024 | 5 | - | 148,533.61 |
2024 | 6 | - | 152,068.21 |
2024 | 7 | - | 150,592.22 |
2024 | 8 | - | 154,691.50 |
2024 | 9 | - | 159,567.20 |
2024 | 10 | - | 163,527.32 |
2024 | 11 | - | 165,931.69 |
2024 | 12 | - | 165,237.23 |
The information on this page is derived from Robert Shiller's book, Irrational Exuberance and the accompanying dataset, as well as the U.S. Bureau of Labor Statistics' monthly CPI logs.
Note that S&P index value for the current quarter is based on a moving average of closing prices, per Robert Shiller's methodology. The inflation data used is based on annual CPI averages.
Ian Webster is an engineer and data expert based in San Mateo, California. He has worked for Google, NASA, and consulted for governments around the world on data pipelines and data analysis. Disappointed by the lack of clear resources on the impacts of inflation on economic indicators, Ian believes this website serves as a valuable public tool. Ian earned his degree in Computer Science from Dartmouth College.
Start Value Average monthly close | $99.71 |
End Value Average monthly close | $4,815.61 |
Change in price | +4,729.62% +9.00% / yr |
Change incl. dividends | +19,055.34% +12.10% / yr |
Change incl. dividends, inflation-adjusted | +4,335.75% +8.59% / yr |
Final amount, nominal ($1000 base) | $191,553.40 |
Final amount, inflation-adjusted ($1000 base) | $44,357.55 |
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