Tenants' and household insurance inflation, 1997–2026

Prices are 73.83% higher than in 1997, according to the Bureau of Labor Statistics.

Tenants' And Household Insurance Inflation Calculator

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Prices for Tenants' And Household Insurance, 1997-2026 ($20)

According to the U.S. Bureau of Labor Statistics, prices for tenants' and household insurance are 73.83% higher in 2026 versus 1997 (a $14.77 difference in value).

Between 1997 and 2026, Tenants' and household insurance experienced an average inflation rate of 1.92% per year. In other words, tenants' and household insurance costing $20 in the year 1997 would cost $34.77 in 2026 for an equivalent purchase. Compared to the overall inflation rate of 2.53% during this same period, inflation for tenants' and household insurance was lower.

Price Inflation for Tenants' and household insurance since 1997

Consumer Price Index, U.S. Bureau of Labor Statistics
Years with the largest changes in pricing: 2003 (5.60%), 2025 (4.90%), and 2014 (4.80%).

Tenants' and household insurance prices are up 4.1% over the past year, but your own inflation rate depends on everything you buy. The personal inflation calculator works it out from your budget.

View price changes for other categories
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Buying power of $20.00 since 1997

Below are calculations of equivalent buying power for Tenants' and household insurance, over time, for $20 beginning in 1997. Each of the amounts below is equivalent in terms of what it could buy at the time:

YearUSD ValueInflation Rate
1997$20.00-
1998$19.95-0.24%
1999$20.271.59%
2000$20.732.29%
2001$21.252.48%
2002$21.742.33%
2003$22.965.60%
2004$23.241.23%
2005$23.511.15%
2006$23.30-0.91%
2007$23.400.45%
2008$23.771.57%
2009$24.302.22%
2010$25.143.45%
2011$25.481.35%
2012$26.253.06%
2013$27.073.12%
2014$28.374.80%
2015$29.283.20%
2016$29.550.91%
2017$29.760.71%
2018$30.151.30%
2019$30.350.68%
2020$30.22-0.45%
2021$30.14-0.25%
2022$30.11-0.10%
2023$30.651.81%
2024$31.663.27%
2025$33.214.90%
2026$34.774.69%*

* Not final. See inflation summary for latest details.
** Extended periods of 0% inflation usually indicate incomplete underlying data. This can manifest as a sharp increase in inflation later on.

Raw Consumer Price Index data from U.S. Bureau of Labor Statistics for Tenants' and household insurance:

Year199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026
CPI100.00099.758101.342103.667106.233108.708114.800116.217117.558116.483117.004118.843121.487125.682127.379131.271135.372141.867146.409147.746148.799150.734151.763151.075150.694150.539153.264158.278166.038173.828

Adjust tenants' and household insurance prices for inflation

Start with the inflation rate formula:

CPI in 2026 / CPI in 1997* 1997 USD value = 2026 USD value

Then plug in historical CPI values from above. The CPI for Tenants' and household insurance was 100.000 in the year 1997 and 173.828 in 2026:

173.828 / 100.000* $20 = $34.77

Therefore, according to U.S. Bureau of Labor Statistics, $20 in 1997 has the same "purchasing power" as $34.77 in 2026 (in the CPI category of Tenants' and household insurance).

Source: U.S. Bureau of Labor Statistics began tracking the Consumer Price Index for Tenants' and household insurance in 1997. In addition to tenants' and household insurance, the index produces monthly data on changes in prices paid by urban consumers for a variety of goods and services.