S&P 500: $10000 in 1958 → $9,636,815.38 in 2024

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Stock market returns between 1958 and 2024

If you invested $10000 in the S&P 500 at the beginning of 1958, you would have about $9,636,815.38 at the end of 2024, assuming you reinvested all dividends. This is a return on investment of 96,268.15%, or 10.80% per year.

This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 8,783.26% cumulatively, or 6.93% per year.

If you used dollar-cost averaging (monthly) instead of a lump-sum investment, you'd have $7,507,690.93.

The graph below shows the performance of $10000 over time if invested in an S&P 500 index fund. The returns assume that all dividends are automatically reinvested.

This chart shows the rate of gains and loss by month, including dividends:

Adjusting stock market return for inflation

The nominal return on investment of $10000 is $9,626,815.38, or 96,268.15%. This means by 2024 you would have $9,636,815.38 in your pocket.

However, it's important to take into account the effect of inflation when considering an investment and especially a long-term investment. You can convert S&P returns to their real (inflation-adjusted) value using an inflation calculation based on the U.S. Bureau of Labor Statistics Consumer Price Index (CPI).

In the case of the returns described above, the CPI in 1958 was 28.900 and the CPI in 2024 was 313.515.

The ratio between these CPIs describes how relative buying power of a dollar has changed over 66 years.

Adjusted for inflation, the $9,636,815.38 nominal end value of the original $10000 investment would have a real return of roughly $878,326.11 in 1958 dollars. This means the inflation-adjusted return is 8,783.26% as opposed to the original 96,268.15%.

For more information on inflation, see our U.S. inflation calculator for 1958.

Full monthly data

The table below shows the full dataset pertaining to a $10000 investment, including gains and losses over the 804-month period between 1958 and 2024.

Note that data shown is the monthly average closing price. Returns include dividends.

YearMonthReturn (%)Amount ($)CPI
195810.70%10,070.1928.60
195822.42%10,313.7828.60
195830.90%10,406.2428.80
195843.56%10,776.4828.90
195852.74%11,071.2328.90
195863.07%11,411.2028.90
195874.05%11,873.8529.00
195882.94%12,223.3828.90
195894.36%12,756.2028.90
1958103.33%13,180.5028.90
1958112.16%13,465.5229.00
1958124.25%14,038.4428.90
19591-1.27%13,860.8529.00
195922.81%14,249.8128.90
195931.94%14,525.7528.90
195941.77%14,782.1929.00
19595-0.61%14,692.5729.00
195964.23%15,313.7129.10
19597-0.32%15,264.9329.20
19598-3.70%14,699.6429.20
195990.18%14,725.6229.30
1959100.67%14,824.1529.40
1959113.46%15,337.5329.40
195912-1.49%15,109.6429.40
19601-3.61%14,564.3029.30
19602-1.08%14,407.2829.40
196031.58%14,635.5329.40
19604-0.62%14,544.1229.50
196053.99%15,124.1529.50
19606-2.20%14,792.0129.60
196071.49%15,012.5429.60
19608-2.72%14,604.0829.60
19609-1.67%14,359.6229.60
1960103.54%14,868.0729.80
1960112.69%15,268.1229.80
1960125.43%16,096.7129.80
196114.37%16,800.8029.80
196123.40%17,371.5329.80
196132.92%17,878.6029.80
196141.26%18,104.4729.80
19615-1.08%17,908.9129.80
19616-0.03%17,903.9129.80
196173.84%18,591.2330.00
19618-0.54%18,490.5229.90
196191.34%18,738.8630.00
1961104.77%19,633.0930.00
1961111.16%19,861.4230.00
196112-3.49%19,168.8330.00
196211.91%19,534.8630.00
196220.34%19,601.4730.10
19623-2.94%19,024.2230.10
19624-7.19%17,657.3130.20
19625-11.41%15,642.1330.20
196262.72%16,067.1830.20
196273.02%16,552.9030.30
19628-0.59%16,454.6830.30
19629-2.86%15,984.6830.40
1962107.20%17,135.7230.40
1962114.62%17,928.0330.40
1962124.15%18,671.4630.40
196311.60%18,969.3730.40
19632-0.11%18,948.8230.40
196334.98%19,892.1330.50
196342.27%20,343.6030.50
196350.22%20,387.6730.50
19636-1.22%20,138.5530.60
196373.03%20,748.9830.70
196382.89%21,349.3830.70
196390.50%21,456.1030.70
196310-0.31%21,390.3230.80
1963112.39%21,902.2730.80
1963123.33%22,631.6530.90
196411.48%22,966.5830.90
196422.07%23,442.2330.90
196431.69%23,839.1330.90
196441.22%24,130.0530.90
19645-0.35%24,045.4430.90
196463.96%24,997.8831.00
19647-1.23%24,691.4931.10
196481.97%25,176.7931.00
196491.97%25,672.8231.10
1964100.94%25,913.3631.10
196411-1.49%25,527.1731.20
1964122.82%26,247.2431.20
196510.98%26,503.1631.20
196520.34%26,592.1031.20
196531.56%27,006.3131.30
196541.73%27,474.2231.40
19655-4.51%26,235.8631.40
196560.10%26,262.8631.60
196572.12%26,819.2631.60
196583.60%27,783.7131.60
196592.50%28,477.4231.60
1965101.08%28,783.8331.70
196511-0.21%28,722.9231.70
1965121.98%29,291.7631.80
19661-0.43%29,165.6831.80
19662-3.86%28,039.2132.00
196633.32%28,970.3832.10
19664-5.01%27,519.6632.30
19665-0.56%27,365.6832.30
196660.02%27,370.7232.40
19667-5.77%25,791.5832.50
19668-3.22%24,959.8432.70
19669-0.56%24,818.9632.70
1966105.32%26,138.3532.90
1966110.72%26,325.4532.90
1966124.13%27,412.7732.90
196713.73%28,435.2732.90
196722.63%29,184.1832.90
196731.99%29,765.6733.00
196742.06%30,378.1533.10
19675-0.99%30,076.8533.20
196761.99%30,676.1133.30
196771.85%31,244.1233.40
196781.65%31,760.8733.50
196790.10%31,791.8133.60
196710-2.88%30,875.6633.70
1967113.11%31,836.4233.80
196712-0.02%31,830.8633.90
19681-4.26%30,475.8234.10
19682-1.56%30,000.6434.20
196837.66%32,299.2034.30
196842.56%33,125.3234.40
196852.94%34,099.4334.50
196860.05%34,116.1134.70
19687-1.93%33,456.3334.90
196883.51%34,629.8835.00
196892.72%35,570.8335.10
1968101.79%36,206.0435.30
1968111.29%36,671.4035.40
196812-3.99%35,210.0035.50
19691-0.24%35,126.0035.60
19692-1.91%34,453.7635.80
196932.27%35,237.3336.10
196943.51%36,475.3936.30
19695-4.97%34,662.0836.40
19696-4.21%33,204.4236.60
19697-0.28%33,110.2536.80
196980.63%33,318.3637.00
196991.35%33,766.9637.10
1969101.00%34,103.7737.30
196911-5.03%32,389.2137.50
196912-0.59%32,198.4337.70
19701-3.20%31,169.3437.80
197022.01%31,796.5538.00
19703-2.75%30,922.8738.20
19704-11.20%27,459.8238.50
19705-0.27%27,385.7138.60
197060.52%27,528.8138.80
197073.26%28,425.0939.00
197086.32%30,221.9239.00
197092.49%30,974.3039.20
1970100.21%31,038.3439.40
1970117.16%33,260.1739.60
1970124.11%34,627.3939.80
197114.15%36,064.8039.80
197122.83%37,086.1039.90
197133.67%38,448.5940.00
19714-1.11%38,022.6340.10
19715-1.60%37,415.8440.30
19716-0.46%37,242.6240.60
19717-1.52%36,677.6140.70
197182.49%37,589.5640.80
19719-1.86%36,889.0140.80
197110-4.37%35,276.4040.90
1971117.16%37,803.4640.90
1971124.42%39,475.3341.10
197212.09%40,299.1741.10
197222.62%41,354.8541.30
197231.26%41,875.4741.40
19724-0.78%41,550.5641.50
197250.52%41,765.0041.60
19726-0.50%41,554.5641.70
197273.78%43,126.8641.90
19728-1.21%42,604.8242.00
197290.42%42,782.6742.10
1972105.25%45,030.5642.30
1972112.31%46,071.4542.40
1972120.99%46,527.2642.50
19731-3.33%44,980.1742.60
19732-1.35%44,375.0342.90
19733-1.63%43,650.2543.30
19734-2.57%42,528.5543.60
19735-1.99%41,682.3243.90
197361.21%42,186.7744.20
19737-1.64%41,496.8444.30
197382.00%42,324.8245.10
197394.24%44,117.4245.20
197310-6.85%41,094.1145.60
197311-6.81%38,297.5445.90
1973121.70%38,948.7646.20
19741-2.47%37,985.6146.60
197424.57%39,723.3247.20
19743-4.82%37,809.9947.80
19744-2.71%36,786.9748.00
197450.46%36,955.1748.60
19746-11.35%32,761.9349.00
19747-3.76%31,528.5249.40
19748-10.01%28,371.3850.00
197492.38%29,045.7550.60
1974103.74%30,133.0651.10
197411-6.09%28,297.4151.50
1974128.63%30,740.2651.90
1975110.81%34,062.5252.10
197524.97%35,756.6752.50
197531.49%36,288.3852.70
197546.71%38,724.2952.90
197552.89%39,845.2153.20
197560.43%40,017.3453.60
19757-7.00%37,217.6354.20
19758-0.85%36,900.2854.30
197594.97%38,734.6954.60
1975102.04%39,525.5354.90
197511-1.18%39,059.2855.30
1975129.55%42,787.5955.50
197614.18%44,575.3255.60
197620.80%44,932.9955.80
197631.10%45,425.2155.90
19764-0.38%45,251.1156.10
197650.90%45,658.6356.50
197662.67%46,875.6056.80
19767-0.56%46,612.8057.10
197682.44%47,749.1757.40
19769-3.11%46,265.0257.60
197610-0.37%46,095.4057.90
1976113.79%47,840.8058.00
197612-0.54%47,583.7858.20
19771-2.37%46,456.7058.50
19772-0.05%46,431.5359.10
19773-1.19%45,877.2959.50
197740.06%45,906.8960.00
197750.90%46,319.9460.30
197761.28%46,913.9760.70
19777-2.08%45,938.8061.00
19778-1.18%45,398.8761.20
19779-2.20%44,401.0761.40
1977100.98%44,836.7061.60
197711-0.08%44,800.7761.90
197712-3.39%43,281.8662.10
19781-0.97%42,861.1762.50
197820.27%42,975.0462.90
197834.83%45,050.7363.40
197845.50%47,530.4663.90
197850.67%47,850.6164.50
19786-0.06%47,820.8065.20
197877.33%51,325.1865.70
197880.40%51,530.3266.00
19789-2.77%50,101.1366.50
197810-5.44%47,376.8067.10
1978111.92%48,287.7867.40
1978124.19%50,308.7767.70
19791-1.06%49,777.0368.30
197922.34%50,942.3969.10
197932.43%52,180.7569.80
19794-1.89%51,192.9570.60
197952.42%52,430.6171.50
197961.42%53,175.5772.30
197975.01%55,841.9773.10
197981.54%56,702.1973.80
19799-3.35%54,801.2474.60
197910-0.32%54,624.5475.20
1979114.40%57,030.2175.90
1979123.31%58,919.3176.70
198014.40%61,509.3277.80
19802-8.78%56,110.1378.90
19803-1.16%55,458.1180.10
198045.04%58,251.0581.00
198056.86%62,248.6481.80
198064.97%65,342.0682.70
198073.50%67,632.0982.70
198082.84%69,550.0183.30
198093.32%71,862.3984.00
1980104.61%75,178.6284.80
198011-1.24%74,242.8185.50
1980120.01%74,250.2286.30
19811-3.07%71,970.6187.00
198124.14%74,952.5787.90
198131.29%75,922.3088.50
19814-1.62%74,694.4389.10
198150.86%75,335.0089.80
19816-2.02%73,816.0690.60
198170.80%74,408.4891.60
19818-8.30%68,230.5892.30
198191.73%69,409.0993.20
1981103.04%71,521.7293.40
1981111.18%72,365.2293.70
198112-4.80%68,888.7194.00
19821-1.91%67,570.2594.30
19822-2.74%65,715.7694.60
198235.47%69,309.9694.50
198240.57%69,704.7894.90
19825-5.27%66,030.9195.80
198260.24%66,191.9397.00
198270.79%66,717.4797.50
1982812.10%74,787.8797.70
198298.88%81,430.0897.90
1982104.50%85,094.3698.20
1982111.36%86,247.8298.00
1982123.93%89,633.6997.60
198312.13%91,542.9097.80
198323.87%95,081.6097.90
198334.20%99,072.5497.90
198344.42%103,455.5398.60
198351.75%105,269.6299.20
198360.71%106,015.0799.50
19837-2.41%103,463.0999.90
198383.31%106,891.69100.20
198390.65%107,584.27100.70
198310-1.14%106,356.28101.00
198311-0.13%106,220.00101.20
1983121.58%107,893.96101.30
19841-5.11%102,378.23101.90
198420.44%102,831.11102.40
198430.51%103,352.67102.60
19844-0.25%103,091.63103.10
19845-1.85%101,186.18103.40
19846-0.91%100,266.96103.70
198479.21%109,498.09104.10
198481.41%111,038.70104.50
19849-0.41%110,580.77105.00
1984101.29%112,002.73105.30
198411-0.71%111,210.25105.30
1984124.70%116,434.42105.30
198515.79%123,172.90105.50
19852-0.48%122,583.75106.00
198531.02%123,839.88106.40
198542.74%127,227.68106.90
198552.51%130,422.33107.30
198562.25%133,353.21107.60
19857-1.85%130,892.43107.80
19858-1.88%128,425.11108.00
198591.50%130,345.79108.30
1985106.42%138,714.66108.70
1985115.29%146,058.93109.00
1985120.75%147,156.90109.30
198615.70%155,540.79109.60
198626.18%165,157.52109.30
198632.74%169,685.19108.80
198640.49%170,519.75108.60
198653.13%175,862.55108.90
19866-1.80%172,690.14109.50
198672.28%176,628.95109.50
19868-2.46%172,290.52109.70
19869-0.09%172,135.68110.20
1986103.53%178,217.15110.30
1986111.71%181,262.77110.40
1986126.67%193,359.11110.50
198716.46%205,853.74111.20
198724.38%214,862.74111.60
19873-0.86%213,022.63112.10
198740.17%213,390.80112.70
198754.50%222,990.07113.10
198763.12%229,952.03113.50
198776.45%244,793.16113.80
19878-3.03%237,374.89114.40
19879-11.85%209,236.74115.00
198710-12.30%183,493.48115.30
198711-1.33%181,044.40115.40
1987124.25%188,732.53115.40
198813.33%195,014.61115.70
198823.23%201,317.60116.00
19883-0.89%199,533.88116.50
19884-2.19%195,167.54117.10
198856.00%206,874.08117.50
19886-0.31%206,239.15118.00
19887-1.72%202,694.96118.50
198881.93%206,601.23119.00
198893.80%214,455.42119.80
198810-2.02%210,122.89120.20
1988112.33%215,010.25120.30
1988123.51%222,562.82120.50
198913.30%229,907.07121.10
19892-0.16%229,535.40121.60
198933.56%237,717.88122.30
198944.12%247,500.68123.10
198953.39%255,897.45123.80
198962.80%263,063.02124.10
198974.69%275,402.66124.40
198980.46%276,657.22124.60
198990.29%277,449.17125.00
198910-1.81%272,417.49125.60
1989112.74%279,872.75125.90
198912-2.21%273,684.14126.10
19901-2.53%266,767.64127.40
199022.71%273,989.48128.00
199030.20%274,526.46128.70
199043.85%285,098.27128.90
199053.17%294,135.76129.20
199060.17%294,634.98129.90
19907-7.86%271,473.06130.40
19908-4.34%259,688.25131.60
19909-2.32%253,674.47132.70
1990102.98%261,243.64133.50
1990114.59%273,225.86133.80
199012-0.69%271,353.79133.80
1991111.61%302,849.22134.60
199123.04%312,069.82134.80
199132.26%319,118.95135.00
19914-0.18%318,548.11135.20
199150.35%319,653.51135.60
199160.78%322,148.36136.00
199172.68%330,778.50136.20
19918-0.30%329,775.91136.60
199190.18%330,374.93137.20
1991100.02%330,427.11137.40
1991110.94%333,517.07137.80
1991127.36%358,057.34137.90
19921-0.60%355,905.97138.10
19922-1.01%352,302.85138.60
199230.26%353,234.00139.30
199242.07%360,540.12139.50
19925-1.33%355,748.10139.70
199261.91%362,550.48140.20
199270.94%365,964.69140.50
199280.38%367,348.72140.90
19929-1.18%363,006.45141.30
1992102.76%373,014.19141.80
1992113.27%385,216.23142.00
1992120.14%385,766.68141.90
199311.72%392,418.25142.60
199322.15%400,855.84143.10
19933-1.34%395,477.38143.60
199340.72%398,343.50144.00
199350.87%401,789.90144.20
199360.06%402,035.00144.40
199371.76%409,120.73144.40
199381.35%414,664.20144.80
199391.24%419,813.95145.10
1993100.01%419,845.62145.70
1993110.89%423,570.41145.80
1993121.74%430,923.08145.80
19941-0.08%430,596.87146.20
19942-1.42%424,465.95146.70
19943-3.35%410,261.72147.20
199441.06%414,603.28147.40
199451.11%419,197.47147.50
19946-0.52%417,022.36148.00
199473.08%429,875.31148.40
199480.82%433,389.39149.00
19949-0.44%431,465.11149.40
199410-0.37%429,869.20149.50
199411-1.03%425,460.00149.70
1994122.45%435,888.77149.70
199513.82%452,535.77150.30
199522.56%464,112.40150.90
199533.22%479,036.18151.40
199543.35%495,073.16151.90
199553.18%510,808.68152.20
199563.55%528,929.51152.50
199570.51%531,643.58152.50
199583.72%551,408.30152.90
199590.91%556,440.27153.20
1995102.36%569,563.28153.70
1995113.39%588,866.57153.60
1995120.16%589,823.94153.50
199615.90%624,649.47154.40
19962-0.20%623,395.82154.90
199630.20%624,624.17155.70
199642.35%639,332.98156.30
199651.28%647,507.45156.60
19966-3.48%624,996.43156.70
199673.08%644,219.78157.00
199682.02%657,257.03157.30
199694.12%684,332.72157.80
1996105.05%718,905.76158.30
1996111.20%727,519.89158.60
1996123.26%751,219.14158.60
199714.36%783,981.04159.10
19972-0.62%779,091.46159.60
19973-3.41%752,561.48160.00
199749.22%821,931.32160.20
199755.34%865,796.36160.10
199765.74%915,457.79160.30
199770.35%918,641.65160.50
199781.19%929,591.93160.80
199791.65%944,887.21161.20
199710-1.15%934,001.70161.60
1997112.63%958,609.07161.50
1997120.24%960,881.82161.30
199816.40%1,022,398.99161.60
199825.31%1,076,717.75161.90
199833.41%1,113,387.26162.20
19984-0.22%1,110,917.12162.50
199850.12%1,112,210.87162.80
199864.47%1,161,900.74163.00
19987-6.97%1,080,904.55163.20
19988-4.90%1,027,956.98163.40
199891.29%1,041,226.43163.60
19981010.97%1,155,494.62164.00
1998114.10%1,202,917.34164.00
1998125.05%1,263,636.84163.90
19991-0.07%1,262,793.86164.30
199922.92%1,299,711.77164.50
199934.25%1,354,949.80165.00
19994-0.10%1,353,610.68166.20
19995-0.61%1,345,329.74166.20
199964.52%1,406,170.76166.20
19997-3.77%1,353,096.45166.70
19998-0.60%1,345,004.71167.10
19999-1.27%1,327,889.91167.90
1999107.11%1,422,249.10168.20
1999112.81%1,462,196.25168.30
199912-0.12%1,460,457.22168.30
20001-2.48%1,424,265.96168.80
200023.94%1,480,395.62169.80
200031.42%1,501,486.31171.20
20004-2.84%1,458,862.20171.30
200053.16%1,505,013.02171.50
200060.85%1,517,810.78172.40
200070.94%1,532,073.82172.80
20008-1.08%1,515,532.78172.80
20009-5.21%1,436,509.42173.70
200010-0.77%1,425,411.46174.00
200011-3.32%1,378,086.75174.10
2000120.46%1,384,357.15174.00
20011-2.14%1,354,783.71175.10
20012-9.08%1,231,770.66175.80
200130.45%1,237,297.54176.20
200146.88%1,322,415.36176.90
20015-2.39%1,290,827.45177.70
20016-2.66%1,256,488.51178.00
20017-2.05%1,230,782.77177.50
20018-11.25%1,092,352.64177.50
200193.18%1,127,133.49178.30
2001105.05%1,184,089.19177.70
2001111.47%1,201,448.53177.40
200112-0.30%1,197,871.94176.70
20021-3.35%1,157,710.06177.10
200224.95%1,214,961.96177.80
20023-3.51%1,172,262.94178.80
20024-2.82%1,139,200.78179.80
20025-5.92%1,071,749.17179.80
20026-10.76%956,445.04179.90
200271.14%967,336.95180.10
20028-4.76%921,313.67180.70
20029-1.37%908,718.92181.00
2002106.63%968,926.79181.30
200211-1.04%958,897.80181.30
200212-0.22%956,764.09180.90
20031-6.41%895,389.24181.70
200321.31%907,100.02183.10
200335.29%955,048.05184.20
200345.31%1,005,782.22183.80
200355.70%1,063,153.90183.50
200360.60%1,069,489.24183.70
20037-0.17%1,067,710.42183.90
200383.16%1,101,462.68184.60
200392.03%1,123,798.46185.20
2003101.21%1,137,403.01185.00
2003113.06%1,172,250.88184.50
2003124.93%1,230,101.01184.30
200411.09%1,243,468.05185.20
20042-1.57%1,224,005.33186.20
200430.97%1,235,855.38187.40
20044-2.56%1,204,164.91188.00
200452.86%1,238,576.06189.10
20046-2.24%1,210,847.07189.70
20047-1.39%1,194,045.72189.40
200482.78%1,227,271.52189.50
200490.10%1,228,530.65189.90
2004104.77%1,287,179.42190.90
2004112.73%1,322,286.56191.00
200412-1.35%1,304,445.99190.30
200511.68%1,326,376.42190.70
20052-0.26%1,322,986.36191.80
20053-2.41%1,291,116.70193.30
200541.34%1,308,364.35194.60
200552.18%1,336,895.82194.40
200561.81%1,361,064.10194.50
200570.31%1,365,283.64195.40
200580.28%1,369,102.21196.40
20059-2.62%1,333,173.96198.80
2005103.96%1,385,988.21199.20
2005112.14%1,415,705.62197.60
2005121.47%1,436,470.76196.80
20061-0.02%1,436,231.74198.30
200621.49%1,457,576.12198.70
200630.80%1,469,212.41199.80
20064-0.79%1,457,655.06201.50
20065-2.71%1,418,213.93202.50
200660.72%1,428,425.65202.90
200672.29%1,461,161.73203.50
200682.53%1,498,146.27203.90
200693.62%1,552,317.93202.90
2006102.00%1,583,389.80201.80
2006112.15%1,617,405.20201.50
2006120.69%1,628,611.02201.80
200711.60%1,654,604.43202.42
20072-2.47%1,613,671.32203.50
200734.18%1,681,126.97205.35
200743.39%1,738,146.65206.69
200750.34%1,744,141.55207.95
200760.57%1,754,163.73208.35
20077-4.20%1,680,469.42208.30
200783.07%1,732,139.54207.92
200792.99%1,783,958.79208.49
200710-4.81%1,698,216.20208.94
2007111.24%1,719,243.87210.18
200712-6.64%1,605,168.65210.04
20081-1.56%1,580,064.36211.08
20082-2.63%1,538,561.82211.69
200834.24%1,603,855.35213.53
200842.56%1,644,955.81214.82
20085-4.25%1,575,101.42216.63
20086-6.08%1,479,359.32218.82
200872.11%1,510,581.72219.96
20088-4.85%1,437,355.72219.09
20089-20.19%1,147,102.07218.78
200810-8.61%1,048,389.95216.57
200811-0.35%1,044,707.82212.43
200812-1.10%1,033,262.46210.23
20091-6.70%964,007.97211.14
20092-5.69%909,180.63212.19
2009312.32%1,021,207.60212.71
200946.66%1,089,218.20213.24
200952.87%1,120,466.36213.86
200961.28%1,134,781.91215.69
200978.12%1,226,934.66215.35
200983.65%1,271,721.98215.83
200992.40%1,302,282.84215.97
2009102.09%1,329,556.88216.18
2009112.23%1,359,150.93216.33
2009121.36%1,377,594.17215.95
20101-2.90%1,337,664.97216.69
201025.94%1,417,162.87216.74
201034.09%1,475,095.50217.63
20104-5.88%1,388,324.53218.01
20105-3.54%1,339,128.36218.18
20106-0.16%1,336,998.17217.97
201070.86%1,348,544.64218.01
201083.37%1,394,006.17218.31
201094.58%1,457,815.91218.44
2010102.49%1,494,128.86218.71
2010113.71%1,549,616.87218.80
2010123.46%1,603,267.59219.18
201113.15%1,653,784.38220.22
20112-1.11%1,635,386.67221.31
201132.22%1,671,708.33223.47
201140.66%1,682,728.81224.91
20115-3.66%1,621,097.18225.96
201163.10%1,671,379.33225.72
20117-10.40%1,497,545.07225.92
20118-0.79%1,485,725.77226.55
201193.02%1,530,578.43226.89
2011101.77%1,557,625.63226.42
2011111.55%1,581,842.83226.23
2011124.78%1,657,495.38225.67
201214.16%1,726,490.43226.67
201222.88%1,776,279.60227.66
20123-0.04%1,775,600.88229.39
20124-3.09%1,720,717.90230.09
20125-1.15%1,700,888.16229.82
201262.92%1,750,572.58229.48
201273.39%1,809,876.74229.10
201283.02%1,864,556.12230.38
20129-0.22%1,860,507.52231.41
201210-2.84%1,807,715.73231.32
2012112.18%1,847,043.23230.22
2012124.27%1,925,889.09229.60
201312.33%1,970,820.51230.28
201322.72%2,024,475.19232.17
201331.45%2,053,906.84232.77
201344.57%2,147,858.08232.53
20135-1.12%2,123,849.86232.95
201363.25%2,192,970.06233.50
201370.25%2,198,507.93233.60
201381.19%2,224,724.42233.88
201392.12%2,271,834.07234.15
2013103.86%2,359,526.73233.55
2013111.52%2,395,430.75233.07
2013120.97%2,418,613.91233.05
20141-0.13%2,415,468.84233.92
201422.72%2,481,224.41234.78
201430.20%2,486,229.63236.29
201441.53%2,524,319.54237.07
201453.20%2,605,004.81237.90
201461.50%2,643,971.05238.34
20147-0.43%2,632,682.59238.25
201481.78%2,679,492.58237.85
20149-2.65%2,608,577.56238.03
2014105.71%2,757,413.93237.43
2014110.63%2,774,892.83236.15
201412-1.11%2,744,090.26234.81
201512.83%2,821,676.61233.71
201520.06%2,823,238.79234.72
201530.88%2,848,038.39236.12
201540.98%2,875,917.95236.60
20155-0.44%2,863,393.33237.81
20156-0.08%2,861,113.21238.64
20157-2.42%2,791,748.45238.65
20158-4.51%2,665,921.68238.32
201594.32%2,781,012.70237.95
2015102.93%2,862,565.06237.84
201511-1.10%2,830,991.83237.34
201512-6.42%2,649,252.86236.53
20161-0.55%2,634,684.38236.92
201626.36%2,802,322.17237.11
201632.83%2,881,663.21238.13
20164-0.30%2,872,892.42239.26
201651.07%2,903,531.54240.23
201663.30%2,999,273.72241.02
201671.20%3,035,242.72240.63
20168-0.44%3,021,927.98240.85
20169-0.51%3,006,637.60241.43
2016101.20%3,042,752.15241.73
2016113.95%3,162,818.05241.35
2016121.44%3,208,287.82241.43
201712.58%3,290,947.60242.84
201721.75%3,348,514.73243.60
20173-0.15%3,343,357.88243.80
201741.69%3,399,939.97244.52
201751.78%3,460,337.46244.73
201760.99%3,494,521.58244.96
201770.25%3,503,181.19244.79
201781.65%3,561,097.99245.52
201792.73%3,658,486.87246.82
2017101.59%3,716,641.04246.66
2017112.88%3,823,809.87246.67
2017124.86%4,009,719.62246.52
20181-2.89%3,893,971.59247.87
201820.06%3,896,486.24248.99
20183-1.66%3,831,649.81249.55
201841.96%3,906,812.26250.55
201852.11%3,989,362.02251.59
201861.58%4,052,423.54251.99
201872.45%4,151,740.54252.01
201881.68%4,221,479.30252.15
20189-3.85%4,058,995.15252.44
201810-2.08%3,974,726.01252.89
201811-5.56%3,753,631.40252.04
2018121.74%3,818,780.79251.23
201915.83%4,041,373.80251.71
201921.95%4,120,100.65252.78
201933.72%4,273,501.04254.20
20194-1.53%4,208,040.05255.55
201951.40%4,267,152.45256.09
201963.83%4,430,471.05256.14
20197-3.13%4,291,601.74256.57
201983.09%4,424,007.42256.56
201990.01%4,424,441.09256.76
2019104.43%4,620,607.19257.35
2019112.47%4,734,704.76257.21
2019123.35%4,893,146.81256.97
202010.12%4,899,120.20257.97
20202-18.92%3,972,318.90258.68
202034.32%4,143,868.04258.12
202045.89%4,387,832.69256.39
202056.51%4,673,404.77256.39
202063.48%4,835,872.64257.80
202075.89%5,120,875.03259.10
20208-0.63%5,088,767.01259.92
202091.73%5,176,599.20260.28
2020103.95%5,381,287.97260.39
2020114.26%5,610,535.16260.23
2020122.80%5,767,366.44260.47
202112.49%5,911,062.02261.58
202120.82%5,959,612.98263.01
202136.02%6,318,470.25264.88
202140.76%6,366,505.25267.05
202151.81%6,481,765.92269.20
202163.07%6,680,639.55271.70
202172.19%6,826,622.34273.00
20218-0.08%6,820,853.92273.57
202190.45%6,851,696.19274.31
2021104.74%7,176,791.64276.59
2021110.27%7,195,839.11277.95
202112-2.05%7,048,183.88278.80
20221-2.90%6,843,605.42281.15
20222-0.89%6,782,520.52283.72
202230.12%6,790,544.36287.50
20224-7.87%6,255,943.12289.11
20225-3.37%6,045,156.32292.30
202260.46%6,073,247.27296.31
202276.45%6,464,813.45296.28
20228-7.28%5,994,342.84296.17
20229-3.09%5,809,047.21296.81
2022105.29%6,116,060.83298.01
2022110.01%6,116,723.65297.71
2022121.38%6,200,917.68296.80
202313.15%6,396,058.80299.17
20232-2.59%6,230,693.37300.84
202334.00%6,479,685.66301.84
202340.74%6,527,485.99303.36
202354.94%6,850,086.54304.13
202363.88%7,115,598.77305.11
20237-1.00%7,044,610.94305.69
20238-0.95%6,977,435.14307.03
20239-3.04%6,765,508.63307.79
2023104.60%7,076,838.64307.67
2023115.18%7,443,082.52307.05
2023122.91%7,659,812.93306.75
202414.20%7,981,469.28308.42
202423.28%8,243,430.68310.33
20243-1.01%8,160,243.90312.33
202442.52%8,365,613.81313.55
202453.55%8,662,641.97314.07
202462.38%8,868,783.51314.18
20247-0.97%8,782,702.16314.54
202482.72%9,021,777.03314.80
202493.15%9,306,133.17315.30
2024102.48%9,537,091.34315.66
2024111.47%9,677,317.21315.49
202412-0.42%9,636,815.38315.61
Click to show 786 more rows

Remember, returns are based on the average closing price across the entire month. Some losses are offset by dividend returns.

Dollar-cost averaging

Dollar-cost averaging is an alternative to investing the full lump-sum of $10,000.00 up-front. Instead, the capital is invested over a period of time.

Consider a strategy in which $10,000.00 was invested in the S&P 500 over a period of no more than 24 months beginning in 1958. This would result in a final amount of $7,507,690.93, including dividend reinvestments. In this particular case, dollar-cost average returns are less than the returns of a lump-sum investment (which ends with $9,636,815.38).

YearMonthContribution ($)Amount ($)
19581416.66418.08
19582416.66853.44
19583416.661,280.02
19584416.661,755.61
19585416.662,230.30
19586416.662,726.90
19587416.663,269.70
19588416.663,793.62
19589416.664,392.58
195810416.664,968.02
195811416.665,499.97
195812416.666,167.22
19591416.666,499.50
19592416.667,109.12
19593416.667,670.42
19594416.668,228.77
19595416.668,591.95
19596416.669,388.37
19597416.669,772.76
19598416.669,811.03
19599416.6610,244.66
195910416.6610,731.55
195911416.6611,533.18
195912416.8211,771.37
19601-11,346.51
19602-11,224.18
19603-11,402.00
19604-11,330.79
19605-11,782.68
19606-11,523.91
19607-11,695.72
19608-11,377.51
19609-11,187.05
196010-11,583.17
196011-11,894.83
196012-12,540.36
19611-13,088.89
19612-13,533.52
19613-13,928.57
19614-14,104.53
19615-13,952.18
19616-13,948.28
19617-14,483.75
19618-14,405.29
19619-14,598.76
196110-15,295.42
196111-15,473.31
196112-14,933.73
19621-15,218.89
19622-15,270.79
19623-14,821.07
19624-13,756.17
19625-12,186.21
19626-12,517.35
19627-12,895.76
19628-12,819.24
19629-12,453.08
196210-13,349.81
196211-13,967.08
196212-14,546.25
19631-14,778.34
19632-14,762.34
19633-15,497.23
19634-15,848.95
19635-15,883.29
19636-15,689.21
19637-16,164.77
19638-16,632.52
19639-16,715.66
196310-16,664.42
196311-17,063.26
196312-17,631.49
19641-17,892.42
19642-18,262.98
19643-18,572.19
19644-18,798.84
19645-18,732.92
19646-19,474.94
19647-19,236.24
19648-19,614.32
19649-20,000.76
196410-20,188.15
196411-19,887.29
196412-20,448.26
19651-20,647.65
19652-20,716.93
19653-21,039.63
19654-21,404.16
19655-20,439.40
19656-20,460.43
19657-20,893.90
19658-21,645.27
19659-22,185.72
196510-22,424.43
196511-22,376.98
196512-22,820.14
19661-22,721.92
19662-21,844.32
19663-22,569.76
19664-21,439.56
19665-21,319.60
19666-21,323.53
19667-20,093.28
19668-19,445.30
19669-19,335.55
196610-20,363.44
196611-20,509.20
196612-21,356.29
19671-22,152.88
19672-22,736.33
19673-23,189.34
19674-23,666.51
19675-23,431.78
19676-23,898.63
19677-24,341.15
19678-24,743.74
19679-24,767.84
196710-24,054.10
196711-24,802.60
196712-24,798.26
19681-23,742.60
19682-23,372.40
19683-25,163.13
19684-25,806.72
19685-26,565.62
19686-26,578.62
19687-26,064.61
19688-26,978.87
19689-27,711.94
196810-28,206.80
196811-28,569.35
196812-27,430.82
19691-27,365.38
19692-26,841.67
19693-27,452.11
19694-28,416.64
19695-27,003.96
19696-25,868.35
19697-25,794.99
19698-25,957.11
19699-26,306.61
196910-26,569.00
196911-25,233.25
196912-25,084.62
19701-24,282.89
19702-24,771.53
19703-24,090.88
19704-21,392.94
19705-21,335.20
19706-21,446.69
19707-22,144.95
19708-23,544.80
19709-24,130.95
197010-24,180.84
197011-25,911.79
197012-26,976.94
19711-28,096.77
19712-28,892.42
19713-29,953.89
19714-29,622.04
19715-29,149.32
19716-29,014.37
19717-28,574.18
19718-29,284.65
19719-28,738.88
197110-27,482.55
197111-29,451.29
197112-30,753.79
19721-31,395.61
19722-32,218.05
19723-32,623.65
19724-32,370.52
19725-32,537.58
19726-32,373.64
19727-33,598.56
19728-33,191.86
19729-33,330.41
197210-35,081.66
197211-35,892.58
197212-36,247.69
19731-35,042.41
19732-34,570.97
19733-34,006.32
19734-33,132.44
19735-32,473.17
19736-32,866.17
19737-32,328.67
19738-32,973.72
19739-34,370.27
197310-32,014.92
197311-29,836.21
197312-30,343.56
19741-29,593.20
19742-30,946.99
19743-29,456.38
19744-28,659.39
19745-28,790.43
19746-25,523.62
19747-24,562.72
19748-22,103.11
19749-22,628.48
197410-23,475.57
197411-22,045.48
197412-23,948.61
19751-26,536.87
19752-27,856.71
19753-28,270.95
19754-30,168.68
19755-31,041.95
19756-31,176.05
19757-28,994.89
19758-28,747.66
19759-30,176.78
197510-30,792.90
197511-30,429.65
197512-33,334.25
19761-34,727.00
19762-35,005.65
19763-35,389.12
19764-35,253.49
19765-35,570.97
19766-36,519.07
19767-36,314.33
19768-37,199.63
19769-36,043.39
197610-35,911.24
197611-37,271.02
197612-37,070.78
19771-36,192.72
19772-36,173.11
19773-35,741.32
19774-35,764.38
19775-36,086.17
19776-36,548.96
19777-35,789.24
19778-35,368.60
19779-34,591.25
197710-34,930.64
197711-34,902.64
197712-33,719.32
19781-33,391.57
19782-33,480.28
19783-35,097.38
19784-37,029.25
19785-37,278.66
19786-37,255.44
19787-39,985.57
19788-40,145.39
19789-39,031.96
197810-36,909.54
197811-37,619.24
197812-39,193.72
19791-38,779.46
19792-39,687.35
19793-40,652.11
19794-39,882.56
19795-40,846.78
19796-41,427.15
19797-43,504.44
19798-44,174.61
19799-42,693.65
197910-42,555.99
197911-44,430.15
197912-45,901.88
19801-47,919.66
19802-43,713.36
19803-43,205.39
19804-45,381.27
19805-48,495.64
19806-50,905.61
19807-52,689.69
19808-54,183.87
19809-55,985.36
198010-58,568.91
198011-57,839.86
198012-57,845.64
19811-56,069.67
19812-58,392.81
19813-59,148.29
19814-58,191.71
19815-58,690.75
19816-57,507.40
19817-57,968.93
19818-53,155.96
19819-54,074.09
198110-55,719.96
198111-56,377.10
198112-53,668.68
19821-52,641.52
19822-51,196.75
19823-53,996.86
19824-54,304.45
19825-51,442.27
19826-51,567.71
19827-51,977.15
19828-58,264.50
19829-63,439.20
198210-66,293.91
198211-67,192.52
198212-69,830.34
19831-71,317.73
19832-74,074.60
19833-77,183.80
19834-80,598.42
19835-82,011.72
19836-82,592.47
19837-80,604.32
19838-83,275.41
19839-83,814.97
198310-82,858.29
198311-82,752.13
198312-84,056.24
19841-79,759.14
19842-80,111.96
19843-80,518.29
19844-80,314.92
19845-78,830.46
19846-78,114.32
19847-85,305.96
19848-86,506.19
19849-86,149.44
198410-87,257.24
198411-86,639.84
198412-90,709.81
19851-95,959.51
19852-95,500.52
19853-96,479.13
19854-99,118.44
19855-101,607.27
19856-103,890.61
19857-101,973.51
19858-100,051.31
19859-101,547.64
198510-108,067.53
198511-113,789.18
198512-114,644.56
19861-121,176.15
19862-128,668.19
19863-132,195.54
19864-132,845.71
19865-137,008.09
19866-134,536.58
19867-137,605.16
19868-134,225.26
19869-134,104.62
198610-138,842.47
198611-141,215.21
198612-150,639.02
19871-160,373.13
19872-167,391.71
19873-165,958.16
19874-166,244.98
19875-173,723.42
19876-179,147.23
19877-190,709.41
19878-184,930.11
19879-163,008.70
198710-142,953.07
198711-141,045.08
198712-147,034.62
19881-151,928.76
19882-156,839.19
19883-155,449.56
19884-152,047.91
19885-161,168.04
19886-160,673.39
19887-157,912.24
19888-160,955.47
19889-167,074.38
198810-163,699.07
198811-167,506.63
198812-173,390.57
19891-179,112.20
19892-178,822.65
19893-185,197.32
19894-192,818.74
19895-199,360.36
19896-204,942.80
19897-214,556.16
19898-215,533.54
19899-216,150.52
198910-212,230.52
198911-218,038.64
198912-213,217.32
19901-207,828.92
19902-213,455.20
19903-213,873.54
19904-222,109.65
19905-229,150.43
19906-229,539.35
19907-211,494.74
19908-202,313.63
19909-197,628.51
199010-203,525.38
199011-212,860.29
199012-211,401.83
19911-235,938.76
19912-243,122.20
19913-248,613.92
19914-248,169.20
19915-249,030.37
19916-250,974.02
19917-257,697.45
19918-256,916.36
19919-257,383.04
199110-257,423.70
199111-259,830.97
199112-278,949.40
19921-277,273.34
19922-274,466.29
19923-275,191.71
19924-280,883.64
19925-277,150.35
19926-282,449.84
19927-285,109.72
19928-286,187.97
19929-282,805.07
199210-290,601.73
199211-300,107.90
199212-300,536.73
19931-305,718.73
19932-312,292.15
19933-308,101.98
19934-310,334.87
19935-313,019.84
19936-313,210.79
19937-318,731.02
19938-323,049.74
19939-327,061.71
199310-327,086.39
199311-329,988.23
199312-335,716.43
19941-335,462.29
19942-330,685.92
19943-319,619.92
19944-323,002.27
19945-326,581.44
19946-324,886.89
19947-334,900.16
19948-337,637.85
19949-336,138.71
199410-334,895.39
199411-331,460.35
199412-339,585.02
19951-352,554.09
19952-361,573.02
19953-373,199.59
19954-385,693.42
19955-397,952.39
19956-412,069.67
19957-414,184.10
19958-429,582.07
19959-433,502.30
199510-443,725.95
199511-458,764.44
199512-459,510.29
19961-486,641.59
19962-485,664.92
19963-486,621.88
19964-498,080.98
19965-504,449.41
19966-486,911.90
19967-501,888.10
19968-512,044.95
19969-533,138.63
199610-560,073.23
199611-566,784.18
199612-585,247.40
19971-610,771.00
19972-606,961.71
19973-586,293.17
19974-640,336.68
19975-674,510.33
19976-713,199.73
19977-715,680.16
19978-724,211.13
19979-736,127.12
199710-727,646.62
199711-746,817.32
199712-748,587.93
19981-796,513.72
19982-838,831.48
19983-867,399.35
19984-865,474.96
19985-866,482.87
19986-905,194.43
19987-842,093.26
19988-800,843.74
19989-811,181.49
199810-900,203.66
199811-937,148.97
199812-984,453.31
19991-983,796.58
19992-1,012,557.97
19993-1,055,591.91
19994-1,054,548.65
19995-1,048,097.27
19996-1,095,496.29
19997-1,054,148.03
19998-1,047,844.05
19999-1,034,510.54
199910-1,108,022.34
199911-1,139,143.70
199912-1,137,788.89
20001-1,109,593.60
20002-1,153,322.17
20003-1,169,753.15
20004-1,136,546.27
20005-1,172,500.68
20006-1,182,470.95
20007-1,193,582.76
20008-1,180,696.24
20009-1,119,132.02
200010-1,110,486.01
200011-1,073,617.06
200012-1,078,502.10
20011-1,055,462.51
20012-959,627.54
20013-963,933.33
20014-1,030,245.51
20015-1,005,636.53
20016-978,884.31
20017-958,857.91
20018-851,012.05
20019-878,108.54
200110-922,480.65
200111-936,004.67
200112-933,218.29
20021-901,929.63
20022-946,532.49
20023-913,267.25
20024-887,509.72
20025-834,960.64
20026-745,131.41
20027-753,616.89
20028-717,761.84
20029-707,949.72
200210-754,855.48
200211-747,042.26
200212-745,379.96
20031-697,565.06
20032-706,688.50
20033-744,043.05
20034-783,568.20
20035-828,264.38
20036-833,200.01
20037-831,814.20
20038-858,109.35
20039-875,510.34
200310-886,109.15
200311-913,257.85
200312-958,326.77
20041-968,740.55
20042-953,577.85
20043-962,809.79
20044-938,120.91
20045-964,929.37
20046-943,326.73
20047-930,237.41
20048-956,122.43
20049-957,103.36
200410-1,002,794.48
200411-1,030,145.17
200412-1,016,246.23
20051-1,033,331.43
20052-1,030,690.36
20053-1,005,861.87
20054-1,019,298.88
20055-1,041,526.71
20056-1,060,355.33
20057-1,063,642.63
20058-1,066,617.53
20059-1,038,627.15
200510-1,079,772.80
200511-1,102,924.55
200512-1,119,101.91
20061-1,118,915.70
20062-1,135,544.33
20063-1,144,609.73
20064-1,135,605.83
20065-1,104,878.68
20066-1,112,834.26
20067-1,138,337.74
20068-1,167,151.04
20069-1,209,354.21
200610-1,233,561.17
200611-1,260,061.33
200612-1,268,791.37
20071-1,289,041.89
20072-1,257,152.39
20073-1,309,704.63
20074-1,354,126.58
20075-1,358,796.98
20076-1,366,604.90
20077-1,309,192.35
20078-1,349,446.66
20079-1,389,817.15
200710-1,323,018.23
200711-1,339,400.11
200712-1,250,528.27
20081-1,230,970.44
20082-1,198,637.33
20083-1,249,505.13
20084-1,281,525.00
20085-1,227,103.99
20086-1,152,514.82
20087-1,176,839.05
20088-1,119,791.35
20089-893,665.33
200810-816,762.32
200811-813,893.71
200812-804,977.05
20091-751,023.41
20092-708,309.43
20093-795,585.55
20094-848,570.12
20095-872,914.42
20096-884,067.15
20097-955,859.98
20098-990,752.15
20099-1,014,561.00
200910-1,035,809.21
200911-1,058,864.85
200912-1,073,233.31
20101-1,042,125.93
20102-1,104,059.84
20103-1,149,193.04
20104-1,081,592.94
20105-1,043,266.00
20106-1,041,606.45
20107-1,050,601.88
20108-1,086,019.30
20109-1,135,731.14
201010-1,164,021.23
201011-1,207,249.91
201012-1,249,047.23
20111-1,288,403.01
20112-1,274,070.03
20113-1,302,366.91
20114-1,310,952.56
20115-1,262,937.61
20116-1,302,110.60
20117-1,166,682.67
20118-1,157,474.69
20119-1,192,417.76
201110-1,213,489.24
201111-1,232,355.98
201112-1,291,294.12
20121-1,345,045.64
20122-1,383,834.57
20123-1,383,305.80
20124-1,340,548.48
20125-1,325,099.85
20126-1,363,807.17
20127-1,410,008.87
20128-1,452,607.58
20129-1,449,453.47
201210-1,408,325.31
201211-1,438,963.92
201212-1,500,389.86
20131-1,535,394.28
20132-1,577,194.69
20133-1,600,123.81
20134-1,673,317.79
20135-1,654,613.86
20136-1,708,462.89
20137-1,712,777.24
20138-1,733,201.55
20139-1,769,902.96
201310-1,838,221.11
201311-1,866,192.61
201312-1,884,253.77
20141-1,881,803.56
20142-1,933,031.32
20143-1,936,930.71
20144-1,966,605.16
20145-2,029,464.12
20146-2,059,821.29
20147-2,051,026.86
20148-2,087,494.81
20149-2,032,247.52
201410-2,148,200.49
201411-2,161,817.67
201412-2,137,820.51
20151-2,198,265.20
20152-2,199,482.24
20153-2,218,802.70
20154-2,240,522.65
20155-2,230,765.17
20156-2,228,988.81
20157-2,174,949.26
20158-2,076,922.22
20159-2,166,585.43
201510-2,230,119.90
201511-2,205,522.35
201512-2,063,936.16
20161-2,052,586.39
20162-2,183,186.86
20163-2,244,998.57
20164-2,238,165.57
20165-2,262,035.39
20166-2,336,624.62
20167-2,364,646.76
20168-2,354,273.73
20169-2,342,361.56
201610-2,370,497.08
201611-2,464,036.04
201612-2,499,459.87
20171-2,563,857.09
20172-2,608,705.54
20173-2,604,688.02
20174-2,648,769.07
20175-2,695,822.54
20176-2,722,454.15
20177-2,729,200.53
20178-2,774,321.39
20179-2,850,193.51
201710-2,895,499.30
201711-2,978,990.63
201712-3,123,826.12
20181-3,033,651.06
20182-3,035,610.14
20183-2,985,098.44
20184-3,043,654.76
20185-3,107,966.26
20186-3,157,095.19
20187-3,234,469.43
20188-3,288,800.36
20189-3,162,214.89
201810-3,096,563.88
201811-2,924,317.14
201812-2,975,072.65
20191-3,148,486.74
20192-3,209,819.95
20193-3,329,328.60
20194-3,278,330.32
20195-3,324,382.64
20196-3,451,618.20
20197-3,343,430.19
20198-3,446,582.62
20199-3,446,920.48
201910-3,599,746.32
201911-3,688,635.57
201912-3,812,071.98
20201-3,816,725.64
20202-3,094,688.59
20203-3,228,336.26
20204-3,418,400.21
20205-3,640,878.99
20206-3,767,451.77
20207-3,989,486.73
20208-3,964,472.54
20209-4,032,899.39
202010-4,192,364.93
202011-4,370,963.05
202012-4,493,144.57
20211-4,605,092.55
20212-4,642,916.83
20213-4,922,489.43
20214-4,959,911.74
20215-5,049,707.11
20216-5,204,642.30
20217-5,318,372.16
20218-5,313,878.20
20219-5,337,906.28
202110-5,591,176.28
202111-5,606,015.46
202112-5,490,982.66
20221-5,331,603.06
20222-5,284,014.04
20223-5,290,265.13
20224-4,873,776.82
20225-4,709,560.52
20226-4,731,445.16
20227-5,036,500.06
20228-4,669,973.60
20229-4,525,616.54
202210-4,764,799.63
202211-4,765,316.02
202212-4,830,908.51
20231-4,982,935.83
20232-4,854,105.66
20233-5,048,086.46
20234-5,085,325.96
20235-5,336,652.26
20236-5,543,503.14
20237-5,488,199.12
20238-5,435,864.91
20239-5,270,760.70
202310-5,513,306.54
202311-5,798,633.77
202312-5,967,480.52
20241-6,218,071.24
20242-6,422,155.80
20243-6,357,348.01
20244-6,517,344.22
20245-6,748,748.00
20246-6,909,345.35
20247-6,842,282.51
20248-7,028,537.01
20249-7,250,068.50
202410-7,429,999.57
202411-7,539,244.42
202412-7,507,690.93
Click to show 786 more rows

Data Sources

The information on this page is derived from Robert Shiller's book, Irrational Exuberance and the accompanying dataset, as well as the U.S. Bureau of Labor Statistics' monthly CPI logs.

Note that S&P index value for the current quarter is based on a moving average of closing prices, per Robert Shiller's methodology. The inflation data used is based on annual CPI averages.


Ian Webster

About the author

Ian Webster is an engineer and data expert based in San Mateo, California. He has worked for Google, NASA, and consulted for governments around the world on data pipelines and data analysis. Disappointed by the lack of clear resources on the impacts of inflation on economic indicators, Ian believes this website serves as a valuable public tool. Ian earned his degree in Computer Science from Dartmouth College.

Email · LinkedIn · Twitter


S&P 500 from 1958 to 2024
Start Value
Average monthly close
$41.12
End Value
Average monthly close
$4,815.61
Change in price+11,611.12%
+7.48% / yr
Change incl. dividends+96,268.15%
+10.80% / yr
Change incl. dividends, inflation-adjusted+8,783.26%
+6.93% / yr
Final amount, nominal
($10000 base)
$9,636,815.38
Final amount, inflation-adjusted
($10000 base)
$888,326.11