# £100,000 in 1995 is worth £197,203.49 today

£

## Value of £100,000 from 1995 to 2021

£100,000 in 1995 is equivalent in purchasing power to about £197,203.49 today, an increase of £97,203.49 over 26 years. The pound had an average inflation rate of 2.65% per year between 1995 and today, producing a cumulative price increase of 97.20%.

This means that today's prices are 1.97 times higher than average prices since 1995, according to the Office for National Statistics composite price index. A pound today only buys 50.71% of what it could buy back then.

The 1995 inflation rate was 3.47%. The current year-over-year inflation rate (2020 to 2021) is now 0.70%1. If this number holds, £100,000 today will be equivalent in buying power to £100,700.00 next year.

 Cumulative price change 97.20% Average inflation rate 2.65% Converted amount (£100,000 base) £197,203.49 Price difference (£100,000 base) £97,203.49 CPI in 1995 588.200 CPI in 2021 1,159.951 Inflation in 1995 3.47% Inflation in 2021 0.70% £100,000 in 1995 £197,203.49 in 2021

GBP Inflation since 1750
Annual Rate, the Office for National Statistics CPI

## Buying power of £100,000 in 1995

This chart shows a calculation of buying power equivalence for £100,000 in 1995 (price index tracking began in 1750).

For example, if you started with £100,000, you would need to end with £197,203.49 in order to "adjust" for inflation (sometimes refered to as "beating inflation").

When £100,000 is equivalent to £197,203.49 over time, that means that the "real value" of a single U.K. pound decreases over time. In other words, a pound will pay for fewer items at the store.

This effect explains how inflation erodes the value of a pound over time. By calculating the value in 1995 dollars, the chart below shows how £100,000 is worth less over 26 years.

According to the Office for National Statistics, each of these GBP amounts below is equal in terms of what it could buy at the time:

Pound inflation: 1995-2021
Year Pound Value Inflation Rate
1995 £100,000.00 3.47%
1996 £102,414.14 2.41%
1997 £105,627.34 3.14%
1998 £109,248.55 3.43%
1999 £110,931.66 1.54%
2000 £114,212.85 2.96%
2001 £116,235.97 1.77%
2002 £118,174.09 1.67%
2003 £121,591.30 2.89%
2004 £125,212.51 2.98%
2005 £128,748.72 2.82%
2006 £132,862.97 3.20%
2007 £138,558.31 4.29%
2008 £144,083.65 3.99%
2009 £143,318.60 -0.53%
2010 £149,932.00 4.61%
2011 £157,735.46 5.20%
2012 £162,801.77 3.21%
2013 £167,749.06 3.04%
2014 £171,710.30 2.36%
2015 £173,410.40 0.99%
2016 £176,419.59 1.74%
2017 £182,743.96 3.58%
2018 £187,678.05 2.70%
2019 £192,370.00 2.50%
2020 £195,832.66 1.80%
2021 £197,203.49 0.70%*
* Compared to previous annual rate. Not final. See inflation summary for latest 12-month trailing value.
Click to show 20 more rows

This conversion table shows various other 1995 amounts in today's pounds, based on the 97.20% change in prices:

Conversion: 1995 pounds today
Initial value Equivalent value
£1 pound in 1995 £1.97 pounds today
£5 pounds in 1995 £9.86 pounds today
£10 pounds in 1995 £19.72 pounds today
£50 pounds in 1995 £98.60 pounds today
£100 pounds in 1995 £197.20 pounds today
£500 pounds in 1995 £986.02 pounds today
£1,000 pounds in 1995 £1,972.03 pounds today
£5,000 pounds in 1995 £9,860.17 pounds today
£10,000 pounds in 1995 £19,720.35 pounds today
£50,000 pounds in 1995 £98,601.75 pounds today
£100,000 pounds in 1995 £197,203.49 pounds today
£500,000 pounds in 1995 £986,017.46 pounds today
£1,000,000 pounds in 1995 £1,972,034.92 pounds today

## How to Calculate Inflation Rate for £100,000 since 1995

Our calculations use the following inflation rate formula to calculate the change in value between 1995 and today:

CPI today CPI in 1995
×
1995 GBP value
=
Today's value

Then plug in historical CPI values. The U.K. CPI was 588.2 in the year 1995 and 1159.950938 in 2021:

1159.950938588.2
×
£100,000
=
£197,203.49

£100,000 in 1995 has the same "purchasing power" or "buying power" as £197,203.49 in 2021.

To get the total inflation rate for the 26 years between 1995 and 2021, we use the following formula:

CPI in 2021 - CPI in 1995CPI in 1995
×
100
=
Cumulative inflation rate (26 years)

Plugging in the values to this equation, we get:

1159.950938 - 588.2588.2
×
100
=
97%

Politics and news often influence economic performance. Here's what was happening at the time:

• Bosnian Serbs massacre over 7,000 Bosnian Muslims in Srebrenica.
• Scientists discover the Hale-Bopp Comet; which later became visible to the naked eye.
• Signing of the Dayton Agreement in Paris in order to end conflicts between former Yugoslavian republics
• 170 countries agree to the unconditional and indefinite extending of the Nuclear Non-proliferation Treaty.
• Austria, Finland and Sweden accede to the European Union.

## Data Source & Citation

Raw data for these calculations comes from the composite price index published by the UK Office for National Statistics (ONS). A composite index is created by combining price data from several different published sources, both official and unofficial. The Consumer Price Index, normally used to compute inflation, has only been tracked since 1988. All inflation calculations after 1988 use the Office for National Statistics' Consumer Price Index, except for 2017, which is based on The Bank of England's forecast.

You may use the following MLA citation for this page: “£100,000 in 1995 → 2021 | UK Inflation Calculator.” Official Inflation Data, Alioth Finance, 24 Sep. 2021, https://www.officialdata.org/uk/inflation/1995?amount=100000&endYear=2021.

Special thanks to QuickChart for their chart image API, which is used for chart downloads.